Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Calveter Oy
Calveter Oy's registered office is Klaukkala. It is a limited company. The company was established on 2020-03-18. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €223,376 and operating profit was €8,929.
Business ID 3120963-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3120963-2
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Klaukkala
- Company form
- Limited company
- Registration date
- 2020-03-18
- Business ID registration date
- 2020-02-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Yrittäjänkuja 3 B, 01800, Klaukkala
Postal address: Yrittäjänkuja 3b, 01800, Klaukkala
Website: https://www.calveterservice.fiSource observation
About Calveter Oy
Financial position and key figures for the company.
Calveter Oy's location municipality is Klaukkala. It is a limited company. The company was established on 2020-03-18. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €223,376 and operating profit was €8,929. The latest retained financial statement for 2025-12-31 shows revenue of €223,376 and profit for the financial year of €6,133. Based on the latest retained statement, revenue growth was -10.6%, operating margin was +4.0%, and equity ratio was +53.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-10.6%
Operating margin4.0%
Equity ratio53.2%
Balance-sheet contextLatest financial period
Other operating income€9,947Previous: €6,947
Cash and bank€16,638Previous: €9,582
Retained earnings€11,489Previous: €3,215
Equity€17,622Previous: €11,489
Liabilities€15,475Previous: €13,924
Current assets€26,287Previous: €13,331
Current liabilities€15,475Previous: €13,924
Revenue trend2 periods
€249,919
2024-12-31
€223,376
2025-12-31
Operating profit (loss) trend2 periods
€11,918
2024-12-31
€8,929
2025-12-31
Profit (loss) for the financial year trend2 periods
€8,274
2024-12-31
€6,133
2025-12-31
Assets trend2 periods
€25,413
2024-12-31
€33,098
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
67/100 · Improving
Current ratioSatisfactory
36/100 · Improving
Operating profit marginSatisfactory
60/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 45.2 % | 53.2 % |
| Current ratio | 0.69x | 1.08x |
| Operating profit margin | 4.6 % | 3.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3120963-2
VAT IDFI31209632
EU IDFIFPRO.3120963-2
MunicipalityKlaukkala
Current registered entries
2020-02-20VAT-liable for business activity in Tax Administration (VAT Register)
2020-02-22Registered in Tax Administration (Prepayment Register)
2020-03-18Registered in Tax Administration (Tax Administration)
2020-03-18Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableCalveter Oy
Grade unchangedB1 · new analysis 2026-09-26
69/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityStable
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
231 peersSolvency58%
Better than 58% of peers
Profitability37%
Below 63% of peers
Liquidity72%
Better than 72% of peers
Revenue growth12%
Below 88% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings126 days after period end
97 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-26 14:3369/100 · v0.14
B1 → B1 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-05-06
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Calveter Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.