Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Capitaali Oy
Capitaali Oy's registered office is Vanda. It is a limited company. The company was established on 2022-02-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 3261254-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3261254-6
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2022-02-07
- Business ID registration date
- 2022-01-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vetokuja 4, 01610, Vanda
About Capitaali Oy
Financial position and key figures for the company.
Capitaali Oy's location municipality is Vanda. It is a limited company. The company was established on 2022-02-07. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +12.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
4
1
PRH/XBRL financial statement
Derived indicators
Equity ratio12.3%
Balance-sheet contextLatest financial period
Inventory€0Previous: €1,031
Cash and bank€37,553Previous: €70,975
Advances received€0Previous: €872
Retained earnings-€29,876Previous: -€10,931
Equity€4,643Previous: €124
Liabilities€33,000Previous: €71,972
Current assets€37,643Previous: €72,096
Current liabilities€0Previous: €1,972
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
15/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3261254-6
EU IDFIFPRO.3261254-6
MunicipalityVanda
Current registered entries
2022-02-07Registered in Patent and Registration Office (Trade Register)
2022-02-08Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryCapitaali Oy
Grade unchangedB2 · new analysis 2026-10-18
52/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
68 peersSolvency40%
Below 60% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings86 days after period end
84 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1852/100 · v0.15
B2 → B2B2
2026-09-27 14:5152/100 · v0.14
B2 → B2 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
39/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
24 Sept 2026 · PRH / XBRLFinancial period ends 2026-06-30.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-09-10
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Capitaali Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.