Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Caravanpalvelu Oy Koivunen
Caravanpalvelu Oy Koivunen's registered office is Peltola. It is a limited company. The company was established on 2009-08-03. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2024-12-31, revenue was €443,333 and operating profit was €154.
Business ID 2278224-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2278224-2
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Peltola
- Company form
- Limited company
- Registration date
- 2009-08-03
- Business ID registration date
- 2009-07-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Norintie 20, 64760, Peltola
Website: https://www.caravanpalvelu.netSource observation
About Caravanpalvelu Oy Koivunen
Financial position and key figures for the company.
Caravanpalvelu Oy Koivunen's location municipality is Peltola. It is a limited company. The company was established on 2009-08-03. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2024-12-31, revenue was €443,333 and operating profit was €154. The latest retained financial statement for 2024-12-31 shows revenue of €443,333 and profit for the financial year of -€23,180. Based on the latest retained statement, revenue growth was +9.5%, operating margin was +0.0%, and equity ratio was +9.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth9.5%
Operating margin0.0%
Equity ratio9.3%
Balance-sheet contextLatest financial period
Other operating income€9,894Previous: €19,697
Inventory€158,548Previous: €158,931
Cash and bank€3,031Previous: €1,271
Retained earnings€59,552Previous: €61,158
Equity€38,873Previous: €78,052
Liabilities€380,859Previous: €345,199
Current assets€185,596Previous: €184,234
Current liabilities€122,028Previous: €93,770
Revenue trend2 periods
€404,829
2023-12-31
€443,333
2024-12-31
Operating profit (loss) trend2 periods
€34,846
2023-12-31
€154
2024-12-31
Profit (loss) for the financial year trend2 periods
€14,395
2023-12-31
-€23,180
2024-12-31
Assets trend2 periods
€423,252
2023-12-31
€419,732
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
12/100 · Declining
Current ratioSatisfactory
44/100 · Declining
Operating profit marginPassable
50/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 18.4 % | 9.3 % |
| Current ratio | 1.71x | 1.32x |
| Operating profit margin | 8.2 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2278224-2
VAT IDFI22782242
EU IDFIFPRO.2278224-2
MunicipalityPeltola
Current registered entries
2009-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2009-08-01Registered in Tax Administration (Prepayment Register)
2009-08-03Registered in Patent and Registration Office (Trade Register)
2009-08-05Registered in Tax Administration (Tax Administration)
2010-08-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryCaravanpalvelu Oy Koivunen
Grade unchangedB2 · new analysis 2026-10-18
55/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
77 peersSolvency30%
Below 70% of peers
Profitability34%
Below 66% of peers
Liquidity68%
Better than 68% of peers
Revenue growth88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings183 days after period end
151 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- High balance-sheet leverage
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1855/100 · v0.15
B2 → B2B2
2026-09-28 23:2955/100 · v0.14
B1 → B2 · -14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-08-25
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Caravanpalvelu Oy Koivunen shows public core facts. A company representative can claim the profile, update public information, and access owner tools.