Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
CarDude Oy
CarDude Oy's registered office is Kouvola. It is a limited company. The company was established on 2022-09-22. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-09-30, revenue was €1,152,955 and operating profit was €126,618.
Business ID 3313671-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3313671-3
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Kouvola
- Company form
- Limited company
- Registration date
- 2022-09-22
- Business ID registration date
- 2022-09-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tommolankatu 18, 45130, Kouvola
About CarDude Oy
Financial position and key figures for the company.
CarDude Oy's location municipality is Kouvola. It is a limited company. The company was established on 2022-09-22. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-09-30, revenue was €1,152,955 and operating profit was €126,618. The latest retained financial statement for 2025-09-30 shows revenue of €1,152,955 and profit for the financial year of €92,841. Based on the latest retained statement, revenue growth was -1.0%, operating margin was +11.0%, and equity ratio was +65.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-1.0%
Operating margin11.0%
Equity ratio65.8%
Balance-sheet contextLatest financial period
Other operating income€1,152Previous: €5,425
Inventory€18,089Previous: €17,693
Cash and bank€133,887Previous: €172,654
Retained earnings€115,003Previous: €40,720
Equity€292,844Previous: €217,303
Liabilities€152,055Previous: €314,381
Current assets€204,254Previous: €255,280
Current liabilities€152,055Previous: €208,061
Revenue trend2 periods
€1,165,084
2024-09-30
€1,152,955
2025-09-30
Operating profit (loss) trend2 periods
€130,402
2024-09-30
€126,618
2025-09-30
Profit (loss) for the financial year trend2 periods
€91,583
2024-09-30
€92,841
2025-09-30
Assets trend2 periods
€531,684
2024-09-30
€444,899
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
82/100 · Improving
Current ratioSatisfactory
33/100 · Improving
Operating profit marginGood
77/100 · Declining
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 40.9 % | 65.8 % |
| Current ratio | 0.91x | 1.00x |
| Operating profit margin | 11.1 % | 11.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3313671-3
VAT IDFI33136713
EU IDFIFPRO.3313671-3
MunicipalityKouvola
Current registered entries
2022-09-22VAT-liable for business activity in Tax Administration (VAT Register)
2022-09-22Registered in Tax Administration (Tax Administration)
2022-09-22Registered in Patent and Registration Office (Trade Register)
2022-10-01Registered in Tax Administration (Employer Register)
2022-10-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodCarDude Oy
Grade upgradedB2 → A3 · new analysis 2026-09-24
74/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
114 peersSolvency75%
Better than 75% of peers
Profitability74%
Better than 74% of peers
Liquidity73%
Better than 73% of peers
Revenue growth22%
Below 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings115 days after period end
102 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-24 00:5474/100 · v0.14
B2 → A3 · +20 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-24
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-01-23
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
CarDude Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.