Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Carmeik Oy
Carmeik Oy was declared bankrupt 2026-03-18. In its latest retained statement for 2020-12-31, revenue was €199,843 and operating profit was €15,507.
Business ID 2221903-8BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2221903-8
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2008-10-03
- Business ID registration date
- 2008-09-26
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Järvisilta 1, 02300, Esbo
Website: https://www.carmeik.fiSource observation
About Carmeik Oy
Financial position and key figures for the company.
Carmeik Oy was declared bankrupt 2026-03-18. In its latest retained statement for 2020-12-31, revenue was €199,843 and operating profit was €15,507. The latest retained financial statement for 2020-12-31 shows revenue of €199,843 and profit for the financial year of €15,117. Based on the latest retained statement, revenue growth was -0.1%, operating margin was +7.8%, and equity ratio was +69.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2020-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-0.1%
Operating margin7.8%
Equity ratio69.7%
Balance-sheet contextLatest financial period
Other operating income€30,240Previous: €0
Cash and bank€19,696Previous: €2,262
Retained earnings-€1,382Previous: -€6,888
Equity€16,235Previous: €1,118
Liabilities€7,062Previous: €6,657
Current assets€22,437Previous: €6,627
Current liabilities€7,062Previous: €6,657
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
87/100 · Improving
Current ratioGood
93/100 · Improving
Operating profit marginSatisfactory
67/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2221903-8
EU IDFIFPRO.2221903-8
MunicipalityEsbo
Current registered entries
2008-10-01Registered in Tax Administration (Tax Administration)
2008-10-03Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskCarmeik Oy
Grade unchangedD · new analysis 2026-10-17
29/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
37 peersSolvency78%
Better than 78% of peers
Profitability65%
Better than 65% of peers
Liquidity95%
Better than 95% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings98 days after period end
98 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- A newer financial statement filing has been reported
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Severe registry event 6–12 months ago
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1729/100 · v0.15
D → D- Registry-signal recency changed: 0–6 months → 6–12 months.
- New risk factor: Severe registry event 6–12 months ago.
- Risk factor cleared: Severe registry event in the last 6 months.
D
2026-09-17 23:2229/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2020-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
D
2026-09-1429/100 · v0.14
D → DD
2026-09-1429/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-03-18
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2020-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-31.
This company profile has not been claimed yet
Carmeik Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.