Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Carmi Oy
Carmi Oy was declared bankrupt 2025-03-10. In its latest retained statement for 2023-11-30, revenue was €311,195 and operating profit was -€3,572.
Business ID 2343819-5BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2343819-5
- Sector
- Manufacture of furniture
- Municipality
- Köyliö
- Company form
- Limited company
- Registration date
- 2010-07-22
- Business ID registration date
- 2010-06-22
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Köyliöntie 9, 27710, Köyliö
Website: https://www.laatikkokauppa.fiSource observation
About Carmi Oy
Financial position and key figures for the company.
Carmi Oy was declared bankrupt 2025-03-10. In its latest retained statement for 2023-11-30, revenue was €311,195 and operating profit was -€3,572. The latest retained financial statement for 2023-11-30 shows revenue of €311,195 and profit for the financial year of -€22,497. Based on the latest retained statement, revenue growth was +7.1%, operating margin was -1.1%, and equity ratio was +2.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-11-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.1%
Operating margin-1.1%
Equity ratio2.2%
Balance-sheet contextLatest financial period
Other operating income€16,426Previous: €18,432
Inventory€66,611Previous: €75,350
Cash and bank€23,400Previous: €9,101
Advances received€232Previous: €0
Retained earnings€25,475Previous: €1,486
Equity€5,477Previous: €27,975
Liabilities€238,813Previous: €231,528
Current assets€95,667Previous: €97,704
Current liabilities€98,982Previous: €58,768
Revenue trend2 periods
€290,624
2022-11-30
€311,195
2023-11-30
Operating profit (loss) trend2 periods
€36,099
2022-11-30
-€3,572
2023-11-30
Profit (loss) for the financial year trend2 periods
€23,988
2022-11-30
-€22,497
2023-11-30
Assets trend2 periods
€259,503
2022-11-30
€244,290
2023-11-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
3/100 · Declining
Current ratioPassable
30/100 · Declining
Operating profit marginWeak
47/100 · Declining
Ratio history
| Ratio | 2022-11-30 | 2023-11-30 |
|---|---|---|
| Equity ratio | 10.8 % | 2.2 % |
| Current ratio | 1.44x | 0.91x |
| Operating profit margin | 11.7 % | -1.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2343819-5
EU IDFIFPRO.2343819-5
MunicipalityKöyliö
Current registered entries
2010-07-22Registered in Patent and Registration Office (Trade Register)
2010-07-27Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskCarmi Oy
Grade unchangedD · new analysis 2026-09-28
29/100
Low
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
Same size nationallyDescriptive comparison – does not change the model score.
424 peersSolvency15%
Below 85% of peers
Profitability22%
Below 78% of peers
Liquidity62%
Better than 62% of peers
Revenue growth69%
Better than 69% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings139 days after period end
161 days after period end
2 consecutive periods
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-09-28 23:2929/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-11-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
D
2026-09-1529/100 · v0.14
D → D- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1429/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-28
open-risk-grade-v0.14
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-06-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2023-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Carmi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.