Business profile

Catharina Kallio Oy

Catharina Kallio Oy's registered office is Vanhalinna. It is a limited company. The company was established on 2021-09-06. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-07-31, revenue was €25,223 and operating profit was €821.

Claim profileContact details
Business ID 3231595-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3231595-5
Sector
Educational support activities n.e.c.
Municipality
Vanhalinna
Company form
Limited company
Registration date
2021-09-06
Business ID registration date
2021-08-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tasapolku 4, 21410, Vanhalinna

Website: https://workingmymind.comSource observation

About Catharina Kallio Oy

Financial position and key figures for the company.

Catharina Kallio Oy's location municipality is Vanhalinna. It is a limited company. The company was established on 2021-09-06. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-07-31, revenue was €25,223 and operating profit was €821. The latest retained financial statement for 2025-07-31 shows revenue of €25,223 and profit for the financial year of €662. Based on the latest retained statement, revenue growth was -51.0%, operating margin was +3.3%, and equity ratio was +67.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-07-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-51.0%
Operating margin3.3%
Equity ratio67.7%
Revenue€25,223-€26,304 (-51.0%) vs previous periodPrevious: €51,526
Operating profit (loss)€821-€2,254 (-73.3%) vs previous periodPrevious: €3,075
Profit (loss) for the financial year€662-€1,797 (-73.1%) vs previous periodPrevious: €2,459
Assets€18,863-€14,448 (-43.4%) vs previous periodPrevious: €33,311
Balance-sheet contextLatest financial period
Cash and bank€12,156Previous: €24,142
Retained earnings€12,106Previous: €9,647
Equity€12,768Previous: €12,106
Liabilities€6,095Previous: €21,205
Current assets€12,765Previous: €26,342
Current liabilities€6,095Previous: €21,205
Revenue trend2 periods
€51,526
2024-07-31
€25,223
2025-07-31
Operating profit (loss) trend2 periods
€3,075
2024-07-31
€821
2025-07-31
Profit (loss) for the financial year trend2 periods
€2,459
2024-07-31
€662
2025-07-31
Assets trend2 periods
€33,311
2024-07-31
€18,863
2025-07-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
85/100 · Improving
67.7 %2024-07-31: 36.3 %
Current ratioSatisfactory
66/100 · Improving
1.99x2024-07-31: 1.14x
Operating profit marginSatisfactory
58/100 · Declining
3.3 %2024-07-31: 6.0 %
Ratio history
Ratio2024-07-312025-07-31
Equity ratio36.3 %67.7 %
Current ratio1.14x1.99x
Operating profit margin6.0 %3.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3231595-5
VAT IDFI32315955
EU IDFIFPRO.3231595-5
MunicipalityVanhalinna
Current registered entries
2021-08-26VAT-liable for business activity in Tax Administration (VAT Register)
2021-08-26Registered in Tax Administration (Prepayment Register)
2021-09-06Registered in Tax Administration (Tax Administration)
2021-09-06Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableCatharina Kallio Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score69/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
45 peers
Solvency51%
Close to the peer-group midpoint
Profitability60%
Better than 60% of peers
Liquidity60%
Better than 60% of peers
Revenue growth18%
Below 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag56 days after period end
Typical registration lag90 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1769/100 · v0.15
B1 → B1
B1
2026-09-17 01:4669/100 · v0.14
B2 → B1 · +12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1457/100 · v0.14
B2 → B2
B2
2026-09-1457/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
55/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
51/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-09-25

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-07-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Catharina Kallio Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.