Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Cemptor Oy
Cemptor Oy's registered office is Borgå. It is a limited company. The company was established on 2023-02-27. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€1,813.
Business ID 3341198-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3341198-1
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2023-02-27
- Business ID registration date
- 2023-01-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannerheiminkatu 16 as. 13, 06100, Borgå
About Cemptor Oy
Financial position and key figures for the company.
Cemptor Oy's location municipality is Borgå. It is a limited company. The company was established on 2023-02-27. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€1,813. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of €163,492. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +82.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio82.8%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €580
Cash and bank€3,186Previous: €49,117
Retained earnings€278,035Previous: €118,651
Equity€445,127Previous: €281,635
Liabilities€92,544Previous: €92,718
Current assets€3,186Previous: €49,117
Current liabilities€92,544Previous: €92,718
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
1/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3341198-1
VAT IDFI33411981
EU IDFIFPRO.3341198-1
MunicipalityBorgå
Current registered entries
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-01-01Registered in Tax Administration (Prepayment Register)
2023-02-27Registered in Patent and Registration Office (Trade Register)
2023-02-28Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableCemptor Oy
Grade unchangedB1 · new analysis 2026-09-23
69/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
380 peersSolvency68%
Better than 68% of peers
Liquidity39%
Below 61% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings120 days after period end
120 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-23 23:1469/100 · v0.14
B1 → B1 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
54/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-30
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Cemptor Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.