Business profile

Cemtum Oy

Cemtum Oy's registered office is Tampere. It is a limited company. The company was established on 2018-11-29. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €100,000 and operating profit was €93,141.

Business ID 2954068-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2954068-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Tampere
Company form
Limited company
Registration date
2018-11-29
Business ID registration date
2018-11-22
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Sepänkatu 10 B 19, 33230, Tampere

About Cemtum Oy

Financial position and key figures for the company.

Cemtum Oy's location municipality is Tampere. It is a limited company. The company was established on 2018-11-29. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €100,000 and operating profit was €93,141. The latest retained financial statement for 2025-12-31 shows revenue of €100,000 and profit for the financial year of €91,646. Based on the latest retained statement, revenue growth was -59.8%, operating margin was +93.1%, and equity ratio was +100.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-59.8%
Operating margin93.1%
Equity ratio100.0%
Revenue€100,000-€148,648 (-59.8%) vs previous periodPrevious: €248,648
Operating profit (loss)€93,141-€151,419 (-61.9%) vs previous periodPrevious: €244,560
Profit (loss) for the financial year€91,646-€150,130 (-62.1%) vs previous periodPrevious: €241,776
Assets€929,884+€6,541 (+0.7%) vs previous periodPrevious: €923,343
Balance-sheet contextLatest financial period
Cash and bank€106,284Previous: €160,272
Retained earnings€835,329Previous: €665,554
Equity€929,475Previous: €909,829
Liabilities€409Previous: €13,513
Current assets€107,597Previous: €160,272
Current liabilities€409Previous: €13,513
Revenue trend2 periods
€248,648
2024-12-31
€100,000
2025-12-31
Operating profit (loss) trend2 periods
€244,560
2024-12-31
€93,141
2025-12-31
Profit (loss) for the financial year trend2 periods
€241,776
2024-12-31
€91,646
2025-12-31
Assets trend2 periods
€923,343
2024-12-31
€929,884
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
100.0 %2024-12-31: 98.5 %
Current ratioGood
100/100 · Improving
259.86x2024-12-31: 11.86x
Operating profit marginGood
100/100 · Declining
93.1 %2024-12-31: 98.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio98.5 %100.0 %
Current ratio11.86x259.86x
Operating profit margin98.4 %93.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2954068-4
VAT IDFI29540684
EU IDFIFPRO.2954068-4
MunicipalityTampere
Current registered entries
2018-11-22Registered in Tax Administration (Prepayment Register)
2018-11-29Registered in Tax Administration (Tax Administration)
2018-11-29Registered in Patent and Registration Office (Trade Register)
2023-10-01VAT-liable for agriculture and forestry in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodCemtum Oy
Grade upgradedB1 → A2 · new analysis 2026-09-24
Model score82/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
166 peers
Solvency100%
Better than 100% of peers
Profitability100%
Better than 100% of peers
Liquidity99%
Better than 99% of peers
Revenue growth1%
Below 99% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag77 days after period end
Typical registration lag73 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A2
2026-09-24 11:2182/100 · v0.14
B1 → A2 · +13 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-24
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
67/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2026-03-18

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Cemtum Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.