Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Centena Invest Oy
Centena Invest Oy's registered office is Varkaus. It is a limited company. The company was established on 1993-11-03. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-10-31, revenue was €57,960 and operating profit was -€81,852.
Business ID 0940746-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0940746-4
- Sector
- Operating of own or leased dwellings and residential real estate
- Municipality
- Varkaus
- Company form
- Limited company
- Registration date
- 1993-11-03
- Business ID registration date
- 1993-10-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Talvitaival 3, 78310, Varkaus
About Centena Invest Oy
Financial position and key figures for the company.
Centena Invest Oy's location municipality is Varkaus. It is a limited company. The company was established on 1993-11-03. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-10-31, revenue was €57,960 and operating profit was -€81,852. The latest retained financial statement for 2025-10-31 shows revenue of €57,960 and profit for the financial year of €10,672. Based on the latest retained statement, revenue growth was +7.9%, operating margin was -141.2%, and equity ratio was +90.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.9%
Operating margin-141.2%
Equity ratio90.6%
Balance-sheet contextLatest financial period
Cash and bank€12,274Previous: €6,801
Retained earnings€1,174,935Previous: €1,324,660
Equity€1,190,653Previous: €1,296,231
Liabilities€123,163Previous: €386,983
Current assets€12,811Previous: €6,833
Current liabilities€36,163Previous: €263,983
Revenue trend2 periods
€53,709
2024-10-31
€57,960
2025-10-31
Operating profit (loss) trend2 periods
-€30,845
2024-10-31
-€81,852
2025-10-31
Profit (loss) for the financial year trend2 periods
-€33,475
2024-10-31
€10,672
2025-10-31
Assets trend2 periods
€1,683,215
2024-10-31
€1,313,816
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
11/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 77.0 % | 90.6 % |
| Current ratio | 0.03x | 0.34x |
| Operating profit margin | -57.4 % | -141.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0940746-4
EU IDFIFPRO.0940746-4
MunicipalityVarkaus
Current registered entries
1993-10-01Registered in Tax Administration (Tax Administration)
1993-11-03Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableCentena Invest Oy
Grade unchangedB1 · new analysis 2026-10-18
67/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyImproving
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
363 peersSolvency68%
Better than 68% of peers
Profitability6%
Below 94% of peers
Liquidity56%
Better than 56% of peers
Revenue growth85%
Better than 85% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings50 days after period end
70 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1867/100 · v0.15
B1 → B1B1
2026-10-03 04:5367/100 · v0.14
A3 → B1 · -5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-12-20
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Centena Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.