Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Ceramid Oy
Ceramid Oy's registered office is Tampere. It is a limited company. The company was established on 2014-10-06. It operates in the industry of painting. In its latest retained statement for 2025-12-31, revenue was €2,209,309 and operating profit was €154,457.
Business ID 2644046-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2644046-9
- Sector
- Painting
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2014-10-06
- Business ID registration date
- 2014-09-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Oikojankatu 9, 33840, Tampere
Website: https://www.ceramid.fiSource observation
About Ceramid Oy
Financial position and key figures for the company.
Ceramid Oy's location municipality is Tampere. It is a limited company. The company was established on 2014-10-06. It operates in the industry of painting. In its latest retained statement for 2025-12-31, revenue was €2,209,309 and operating profit was €154,457. The latest retained financial statement for 2025-12-31 shows revenue of €2,209,309 and profit for the financial year of €105,169. Based on the latest retained statement, revenue growth was +19.5%, operating margin was +7.0%, and equity ratio was +62.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth19.5%
Operating margin7.0%
Equity ratio62.1%
Balance-sheet contextLatest financial period
Other operating income€15,076Previous: €0
Inventory€92,324Previous: €99,778
Cash and bank€319,160Previous: €379,604
Retained earnings€497,739Previous: €428,913
Equity€605,408Previous: €541,590
Liabilities€368,775Previous: €293,942
Current assets€634,965Previous: €611,965
Current liabilities€202,995Previous: €155,322
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
78/100 · Declining
Current ratioGood
68/100 · Declining
Operating profit marginSatisfactory
67/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2644046-9
VAT IDFI26440469
EU IDFIFPRO.2644046-9
MunicipalityTampere
Current registered entries
2014-09-25VAT-liable for business activity in Tax Administration (VAT Register)
2014-09-25Registered in Tax Administration (Prepayment Register)
2014-10-06Registered in Tax Administration (Tax Administration)
2014-10-06Registered in Patent and Registration Office (Trade Register)
2020-09-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodCeramid Oy
Grade upgradedB1 → A3 · new analysis 2026-09-25
77/100
Medium
Usable financial evidenceFinancial data included
National Tier 1 comparisonDescriptive comparison – does not change the model score.
130 peersSolvency55%
Better than 55% of peers
Profitability73%
Better than 73% of peers
Liquidity82%
Better than 82% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings79 days after period end
79 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-25 04:5677/100 · v0.14
B1 → A3 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-03-20
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ceramid Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.