Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
CertyHub Oy
CertyHub Oy's registered office is Esbo. It is a limited company. The company was established on 2020-08-18. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €270,606 and operating profit was €53,160.
Business ID 3151799-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3151799-3
- Sector
- Educational support activities n.e.c.
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2020-08-18
- Business ID registration date
- 2020-08-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Metsänneidonkuja 12, 02130, Esbo
Website: https://www.certyhub.comSource observation
About CertyHub Oy
Financial position and key figures for the company.
CertyHub Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-08-18. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €270,606 and operating profit was €53,160. The latest retained financial statement for 2025-12-31 shows revenue of €270,606 and profit for the financial year of €42,342. Based on the latest retained statement, revenue growth was +11.2%, operating margin was +19.6%, and equity ratio was +18.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth11.2%
Operating margin19.6%
Equity ratio18.3%
Balance-sheet contextLatest financial period
Cash and bank€18,355Previous: €40,497
Retained earnings€27,427Previous: €4,037
Equity€69,769Previous: €27,427
Liabilities€312,279Previous: €302,921
Current assets€371,009Previous: €310,156
Current liabilities€54,693Previous: €84,215
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
23/100 · Improving
Current ratioWeak
11/100 · Declining
Operating profit marginGood
99/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3151799-3
VAT IDFI31517993
EU IDFIFPRO.3151799-3
MunicipalityEsbo
Current registered entries
2020-08-18Registered in Patent and Registration Office (Trade Register)
2020-08-19Registered in Tax Administration (Tax Administration)
2021-12-22Registered in Tax Administration (Employer Register)
2021-12-22VAT-liable for business activity in Tax Administration (VAT Register)
2021-12-22Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableCertyHub Oy
Grade unchangedB1 · new analysis 2026-10-17
63/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
1302 peersSolvency25%
Below 75% of peers
Profitability78%
Better than 78% of peers
Liquidity43%
Below 57% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings112 days after period end
112 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1763/100 · v0.15
B1 → B1B1
2026-10-05 07:0763/100 · v0.14
B1 → B1 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1561/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
55/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-04-22
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
CertyHub Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.