Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Charmifarmi Oy
Charmifarmi Oy's registered office is Sälinkää. It is a limited company. The company was established on 1994-08-24. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €84,570 and operating profit was -€3,140.
Business ID 0972669-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0972669-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Sälinkää
- Company form
- Limited company
- Registration date
- 1994-08-24
- Business ID registration date
- 1994-08-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kaanaantie 145, 04740, Sälinkää
Phone: +358409137330Source observation
People and decision-makers
Karjalainen Kami Kirsi KristiinaVarsinainen jäsen
Karjalainen Juha PekkaVarajäsen
About Charmifarmi Oy
Financial position and key figures for the company.
Charmifarmi Oy's location municipality is Sälinkää. It is a limited company. The company was established on 1994-08-24. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €84,570 and operating profit was -€3,140. The latest retained financial statement for 2025-12-31 shows revenue of €84,570 and profit for the financial year of -€6,003. Based on the latest retained statement, revenue growth was not currently available, operating margin was -3.7%, and equity ratio was +27.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin-3.7%
Equity ratio27.1%
Revenue€84,570Previous comparison not availablePrevious: No comparison value
Operating profit (loss)-€3,140Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€6,003+€7,375 (+55.1%) vs previous periodPrevious: -€13,378
Assets€57,374Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes-€6,003Previous: -€13,378
Employees1Previous: No comparison value
Revenue trend4 periods
€66,688
2021-12-31
€89,433
2022-12-31
€87,643
2023-12-31
€84,570
2025-12-31
Operating profit (loss) trend4 periods
€10,814
2021-12-31
-€23,795
2022-12-31
-€238
2023-12-31
-€3,140
2025-12-31
Profit (loss) for the financial year trend5 periods
€8,954
2021-12-31
-€27,037
2022-12-31
-€649
2023-12-31
-€13,378
2024-12-31
-€6,003
2025-12-31
Assets trend4 periods
€604
2021-12-31
€91,426
2022-12-31
€84,720
2023-12-31
€57,374
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
34/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
41/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 58.3 % | 33.6 % | 35.5 % | - | 27.1 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 16.2 % | -26.6 % | -0.3 % | - | -3.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0972669-2
VAT IDFI09726692
EU IDFIFPRO.0972669-2
MunicipalitySälinkää
Current registered entries
1994-06-15VAT-liable for business activity in Tax Administration (VAT Register)
1994-08-08Registered in Tax Administration (Tax Administration)
1994-08-24Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Karjalainen Kami Kirsi KristiinaVarsinainen jäsenSources: 5 · Confidence: 78%
Karjalainen Juha PekkaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryCharmifarmi Oy
57/100
Medium
Strong financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
105 peersSolvency31%
Below 69% of peers
Profitability37%
Below 63% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Elevated industry distress context
B2
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-05-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Charmifarmi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.