Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
CIB Marketing Oy
CIB Marketing Oy's registered office is Esbo. It is a limited company. The company was established on 2012-08-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €6,000 and operating profit was €2,000.
Business ID 2491560-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2491560-0
- Sector
- Activities of insurance agents and brokers
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2012-08-16
- Business ID registration date
- 2012-08-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Paimenenkuja 6, 02300, Esbo
Phone: +358458647043Source observation
People and decision-makers
Soukiala Laura HenriikkaToimitusjohtaja
About CIB Marketing Oy
Financial position and key figures for the company.
CIB Marketing Oy's location municipality is Esbo. It is a limited company. The company was established on 2012-08-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €6,000 and operating profit was €2,000. The latest retained financial statement for 2025-12-31 shows revenue of €6,000 and profit for the financial year of €1,000. Based on the latest retained statement, revenue growth was -14.3%, operating margin was +33.3%, and equity ratio was +92.6%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on vakuutusasiamiesten ja -välittäjien toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-14.3%
Operating margin33.3%
Equity ratio92.6%
Revenue€6,000-€1,000 (-14.3%) vs previous periodPrevious: €7,000
Operating profit (loss)€2,000-€1,000 (-33.3%) vs previous periodPrevious: €3,000
Profit (loss) for the financial year€1,000-€5,000 (-83.3%) vs previous periodPrevious: €6,000
Assets€96,000-€1,000 (-1.0%) vs previous periodPrevious: €97,000
Balance-sheet contextLatest financial period
Revenue trend5 periods
€25,000
2021-12-31
€65,000
2022-12-31
€12,000
2023-12-31
€7,000
2024-12-31
€6,000
2025-12-31
Operating profit (loss) trend5 periods
-€18,000
2021-12-31
€25,000
2022-12-31
€8,000
2023-12-31
€3,000
2024-12-31
€2,000
2025-12-31
Profit (loss) for the financial year trend5 periods
-€18,000
2021-12-31
€25,000
2022-12-31
€8,000
2023-12-31
€6,000
2024-12-31
€1,000
2025-12-31
Assets trend5 periods
€77,000
2021-12-31
€101,000
2022-12-31
€96,000
2023-12-31
€97,000
2024-12-31
€96,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 100.0 % | 95.0 % | 100.0 % | 96.9 % | 92.6 % |
| Current ratio | 0.00x | 10.00x | 0.00x | 15.30x | 6.43x |
| Operating profit margin | -72.0 % | 38.5 % | 66.7 % | 42.9 % | 33.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2491560-0
EU IDFIFPRO.2491560-0
MunicipalityEsbo
Current registered entries
2012-08-16Registered in Patent and Registration Office (Trade Register)
2012-08-17Registered in Tax Administration (Tax Administration)
2012-09-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Soukiala Laura HenriikkaToimitusjohtajaSources: 3 · Confidence: 78%
Soukiala Laura HenriikkaVarsinainen jäsenSources: 2 · Confidence: 78%
Soukiala Juha OlaviVarajäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodCIB Marketing Oy
Grade unchangedA3 · new analysis 2026-10-17
75/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1775/100 · v0.15
A3 → A3A3
2026-10-0375/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 14 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-04-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
CIB Marketing Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.