Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.Business profile
Civitor Services Oy
Civitor Services Oy's registered office is Lempäälä. It is a limited company. The company was established on 2023-03-02. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €260,318 and operating profit was €121,373.
Business ID 3347134-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3347134-3
- Sector
- Business and other management consultancy activities
- Municipality
- Lempäälä
- Company form
- Limited company
- Registration date
- 2023-03-02
- Business ID registration date
- 2023-02-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Moisionjoentie 10, 37560, Lempäälä
Website: https://www.civitor.comSource observation
About Civitor Services Oy
Financial position and key figures for the company.
Civitor Services Oy's location municipality is Lempäälä. It is a limited company. The company was established on 2023-03-02. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €260,318 and operating profit was €121,373. The latest retained financial statement for 2025-12-31 shows revenue of €260,318 and profit for the financial year of €96,927. Based on the latest retained statement, revenue growth was +14.0%, operating margin was +46.6%, and equity ratio was +86.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth14.0%
Operating margin46.6%
Equity ratio86.5%
Balance-sheet contextLatest financial period
Other operating income€624Previous: €0
Cash and bank€67,014Previous: €62,368
Retained earnings€1Previous: €7,137
Equity€96,927Previous: €87,701
Liabilities€15,154Previous: €17,597
Current assets€93,591Previous: €88,893
Current liabilities€15,154Previous: €17,597
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3347134-3
VAT IDFI33471343
EU IDFIFPRO.3347134-3
MunicipalityLempäälä
Current registered entries
2023-02-22VAT-liable for business activity in Tax Administration (VAT Register)
2023-02-22Registered in Tax Administration (Prepayment Register)
2023-03-02Registered in Tax Administration (Tax Administration)
2023-03-02Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodCivitor Services Oy
Grade upgradedB2 → A2 · new analysis 2026-09-20
80/100
Medium
Usable financial evidenceFinancial data included
National Tier 1 comparisonDescriptive comparison – does not change the model score.
180 peersSolvency74%
Better than 74% of peers
Profitability91%
Better than 91% of peers
Liquidity83%
Better than 83% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings10 days after period end
10 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-09-20 06:0480/100 · v0.14
B2 → A2 · +24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1456/100 · v0.14
B2 → B2B2
2026-09-1456/100 · v0.13
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-20
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
45/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-01-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Civitor Services Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.