Business profile

CM Agency Oy

CM Agency Oy's registered office is Lieto. It is a limited company. The company was established on 2008-08-08. It operates in the industry of wholesale of other motor vehicle parts and accessories. In its latest retained statement for 2025-12-31, revenue was €1,374,580 and operating profit was €13,264.

Claim profileContact details
Business ID 2209994-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2209994-5
Sector
Wholesale of other motor vehicle parts and accessories
Municipality
Lieto
Company form
Limited company
Registration date
2008-08-08
Business ID registration date
2008-08-01
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tuulissuontie 26, 21420, Lieto

About CM Agency Oy

Financial position and key figures for the company.

CM Agency Oy's location municipality is Lieto. It is a limited company. The company was established on 2008-08-08. It operates in the industry of wholesale of other motor vehicle parts and accessories. In its latest retained statement for 2025-12-31, revenue was €1,374,580 and operating profit was €13,264. The latest retained financial statement for 2025-12-31 shows revenue of €1,374,580 and profit for the financial year of -€4,428. Based on the latest retained statement, revenue growth was -38.9%, operating margin was +1.0%, and equity ratio was +58.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-38.9%
Operating margin1.0%
Equity ratio58.0%
Revenue€1,374,580-€873,769 (-38.9%) vs previous periodPrevious: €2,248,349
Operating profit (loss)€13,264-€132,088 (-90.9%) vs previous periodPrevious: €145,351
Profit (loss) for the financial year-€4,428-€67,937 (-107.0%) vs previous periodPrevious: €63,509
Assets€599,813-€769,083 (-56.2%) vs previous periodPrevious: €1,368,896
Balance-sheet contextLatest financial period
Other operating income€6,070Previous: €349
Inventory€391,791Previous: €831,952
Cash and bank€136,803Previous: €323,372
Retained earnings€349,653Previous: €286,145
Equity€347,725Previous: €352,153
Liabilities€252,087Previous: €1,016,742
Current assets€597,694Previous: €1,366,071
Current liabilities€65,200Previous: €144,251
Revenue trend2 periods
€2,248,349
2024-12-31
€1,374,580
2025-12-31
Operating profit (loss) trend2 periods
€145,351
2024-12-31
€13,264
2025-12-31
Profit (loss) for the financial year trend2 periods
€63,509
2024-12-31
-€4,428
2025-12-31
Assets trend2 periods
€1,368,896
2024-12-31
€599,813
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
72/100 · Improving
58.0 %2024-12-31: 25.7 %
Current ratioGood
100/100 · Improving
8.11x2024-12-31: 8.01x
Operating profit marginPassable
52/100 · Declining
1.0 %2024-12-31: 6.5 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio25.7 %58.0 %
Current ratio8.01x8.11x
Operating profit margin6.5 %1.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2209994-5
VAT IDFI22099945
EU IDFIFPRO.2209994-5
MunicipalityLieto
Current registered entries
2008-08-01Registered in Tax Administration (Employer Register)
2008-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2008-08-01Registered in Tax Administration (Prepayment Register)
2008-08-08Registered in Patent and Registration Office (Trade Register)
2008-08-14Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorCM Agency Oy
Grade unchangedB3 · new analysis 2026-10-18
Model score49/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
95 peers
Solvency59%
Better than 59% of peers
Profitability25%
Below 75% of peers
Liquidity98%
Better than 98% of peers
Revenue growth4%
Below 96% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag216 days after period end
Typical registration lag206 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1849/100 · v0.15
B3 → B3
B3
2026-10-01 19:0549/100 · v0.14
B1 → B3 · -14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
41/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 18 years of registry continuity.

Registry and status signalsVakaa
82/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

20 register eventsLatest event: 2025-08-30

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

CM Agency Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.