Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Cogitago Oy
Cogitago Oy's registered office is Inkeroinen. It is a limited company. The company was established on 1975-09-19. It operates in the industry of driving school activities. In its latest retained statement for 2024-04-30, revenue was €141,193 and operating profit was -€84,443.
Business ID 0212120-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0212120-1
- Sector
- Driving school activities
- Municipality
- Inkeroinen
- Company form
- Limited company
- Registration date
- 1975-09-19
- Business ID registration date
- 1978-05-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: TERHOLANTIE 1 A, 46900, Inkeroinen
About Cogitago Oy
Financial position and key figures for the company.
Cogitago Oy's location municipality is Inkeroinen. It is a limited company. The company was established on 1975-09-19. It operates in the industry of driving school activities. In its latest retained statement for 2024-04-30, revenue was €141,193 and operating profit was -€84,443. The latest retained financial statement for 2024-04-30 shows revenue of €141,193 and profit for the financial year of -€82,352. Based on the latest retained statement, revenue growth was +10.9%, operating margin was -59.8%, and equity ratio was +69.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-04-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth10.9%
Operating margin-59.8%
Equity ratio69.4%
Balance-sheet contextLatest financial period
Other operating income€35,994Previous: €29,332
Provisions or reserves€12,668Previous: €14,422
Cash and bank€25,325Previous: €8,793
Retained earnings€195,060Previous: €194,937
Equity€268,108Previous: €370,860
Liabilities€105,739Previous: €208,041
Current assets€45,885Previous: €27,808
Current liabilities€5,739Previous: €8,041
Revenue trend2 periods
€127,296
2023-04-30
€141,193
2024-04-30
Operating profit (loss) trend2 periods
€23,581
2023-04-30
-€84,443
2024-04-30
Profit (loss) for the financial year trend2 periods
€20,523
2023-04-30
-€82,352
2024-04-30
Assets trend2 periods
€593,324
2023-04-30
€386,515
2024-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
91/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2023-04-30 | 2024-04-30 |
|---|---|---|
| Equity ratio | 64.9 % | 72.6 % |
| Current ratio | 1.09x | 4.41x |
| Operating profit margin | 15.1 % | -47.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0212120-1
VAT IDFI02121201
EU IDFIFPRO.0212120-1
MunicipalityInkeroinen
Current registered entries
1975-09-19Registered in Patent and Registration Office (Trade Register)
1976-01-01Registered in Tax Administration (Employer Register)
1978-05-24Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2019-04-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodCogitago Oy
Grade unchangedA3 · new analysis 2026-10-04
74/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
166 peersSolvency64%
Better than 64% of peers
Profitability1%
Below 99% of peers
Liquidity89%
Better than 89% of peers
Revenue growth73%
Better than 73% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings120 days after period end
120 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-04 09:5874/100 · v0.14
A3 → A3 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-04-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-04
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 51 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-04-14
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-15.
This company profile has not been claimed yet
Cogitago Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.