Business profile

Competence Capital Oy

Competence Capital Oy's registered office is Kustavi. It is a limited company. The company was established on 2000-03-16. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €4,062 and operating profit was -€4,366.

Claim profileContact details
Business ID 1592915-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1592915-4
Sector
Other miscellaneous educational n.e.c.
Municipality
Kustavi
Company form
Limited company
Registration date
2000-03-16
Business ID registration date
2000-04-05
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Soironniementie 15, 23360, Kustavi

About Competence Capital Oy

Financial position and key figures for the company.

Competence Capital Oy's location municipality is Kustavi. It is a limited company. The company was established on 2000-03-16. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €4,062 and operating profit was -€4,366. The latest retained financial statement for 2025-12-31 shows revenue of €4,062 and profit for the financial year of -€4,328. Based on the latest retained statement, revenue growth was -74.1%, operating margin was -107.5%, and equity ratio was +99.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-74.1%
Operating margin-107.5%
Equity ratio99.5%
Revenue€4,062-€11,642 (-74.1%) vs previous periodPrevious: €15,704
Operating profit (loss)-€4,366-€12,902 (-151.1%) vs previous periodPrevious: €8,536
Profit (loss) for the financial year-€4,328-€11,152 (-163.4%) vs previous periodPrevious: €6,823
Assets€43,659-€8,372 (-16.1%) vs previous periodPrevious: €52,031
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,831
Cash and bank€18,005Previous: €24,512
Retained earnings€39,344Previous: €36,673
Equity€43,425Previous: €51,905
Liabilities€234Previous: €125
Current assets€19,659Previous: €28,031
Current liabilities€234Previous: €125
Revenue trend2 periods
€15,704
2024-12-31
€4,062
2025-12-31
Operating profit (loss) trend2 periods
€8,536
2024-12-31
-€4,366
2025-12-31
Profit (loss) for the financial year trend2 periods
€6,823
2024-12-31
-€4,328
2025-12-31
Assets trend2 periods
€52,031
2024-12-31
€43,659
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
99.5 %2024-12-31: 99.8 %
Current ratioGood
100/100 · Declining
76.95x2024-12-31: 195.62x
Operating profit marginWeak
0/100 · Declining
-107.5 %2024-12-31: 46.0 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio99.8 %99.5 %
Current ratio195.62x76.95x
Operating profit margin46.0 %-107.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1592915-4
VAT IDFI15929154
EU IDFIFPRO.1592915-4
MunicipalityKustavi
Current registered entries
2000-03-16Registered in Patent and Registration Office (Trade Register)
2000-04-05Registered in Tax Administration (Tax Administration)
2014-01-03VAT-liable for business activity in Tax Administration (VAT Register)
2014-01-07Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableCompetence Capital Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score67/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
69 peers
Solvency99%
Better than 99% of peers
Profitability0%
Below 100% of peers
Liquidity100%
Better than 100% of peers
Revenue growth3%
Below 97% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag22 days after period end
Typical registration lag72 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1767/100 · v0.15
B1 → B1
B1
2026-09-17 12:1767/100 · v0.14
A3 → B1 · -5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3
A3
2026-09-1472/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 26 years of registry continuity.

Registry and status signalsVakaa
75/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-01-22

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Competence Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.