Business profile

Creaplan Oy

Creaplan Oy's registered office is Kuopio. It is a limited company. The company was established on 2021-01-05. It operates in the industry of other miscellaneous educational n.e.c..

Business ID 3176632-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3176632-4
Sector
Other miscellaneous educational n.e.c.
Municipality
Kuopio
Company form
Limited company
Registration date
2021-01-05
Business ID registration date
2020-12-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Maaherrankatu 9 A 43, 70100, Kuopio

About Creaplan Oy

Financial position and key figures for the company.

Creaplan Oy's location municipality is Kuopio. It is a limited company. The company was established on 2021-01-05. It operates in the industry of other miscellaneous educational n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +98.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio98.7%
Operating profit (loss)€305,213+€70,087 (+29.8%) vs previous periodPrevious: €235,126
Profit (loss) for the financial year€253,717+€64,174 (+33.9%) vs previous periodPrevious: €189,543
Assets€486,816-€85,633 (-15.0%) vs previous periodPrevious: €572,449
Balance-sheet contextLatest financial period
Cash and bank€202,893Previous: €329,646
Retained earnings€506,203Previous: €299,658
Equity€480,675Previous: €553,375
Liabilities€6,142Previous: €19,074
Current assets€439,274Previous: €563,449
Current liabilities€6,142Previous: €19,074
Operating profit (loss) trend2 periods
€235,126
2024-12-31
€305,213
2025-12-31
Profit (loss) for the financial year trend2 periods
€189,543
2024-12-31
€253,717
2025-12-31
Assets trend2 periods
€572,449
2024-12-31
€486,816
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
98.7 %2024-12-31: 96.7 %
Current ratioGood
100/100 · Improving
33.03x2024-12-31: 17.28x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio96.7 %98.7 %
Current ratio17.28x33.03x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3176632-4
VAT IDFI31766324
EU IDFIFPRO.3176632-4
MunicipalityKuopio
Current registered entries
2020-12-04Registered in Tax Administration (Employer Register)
2020-12-04VAT-liable for business activity in Tax Administration (VAT Register)
2020-12-10Registered in Tax Administration (Prepayment Register)
2021-01-05Registered in Tax Administration (Tax Administration)
2021-01-05Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodCreaplan Oy
Grade upgradedB1 → A3 · new analysis 2026-09-23
Model score75/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
493 peers
Solvency92%
Better than 92% of peers
Liquidity97%
Better than 97% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag17 days after period end
Typical registration lag21 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-09-23 12:3775/100 · v0.14
B1 → A3 · +11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1564/100 · v0.14
B1 → B1 · +4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-23
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsSeurattava
61/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-01-17

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Creaplan Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.