Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Creatove Oy
Creatove Oy's registered office is Borgå. It is a limited company. The company was established on 1996-03-08. It operates in the industry of all other miscellaneous professional, scientific and technical activities n.e.c..
Business ID 1030797-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1030797-0
- Sector
- All other miscellaneous professional, scientific and technical activities n.e.c.
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 1996-03-08
- Business ID registration date
- 1995-12-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koskelankatu 10, 06100, Borgå
Website: https://www.creatove.fiSource observation
About Creatove Oy
Financial position and key figures for the company.
Creatove Oy's location municipality is Borgå. It is a limited company. The company was established on 1996-03-08. It operates in the industry of all other miscellaneous professional, scientific and technical activities n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +99.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Equity ratio99.7%
Balance-sheet contextLatest financial period
Cash and bank€3,546Previous: €6,384
Retained earnings€17Previous: €8,194
Equity€5,921Previous: €8,427
Liabilities€16Previous: €468
Current assets€5,174Previous: €7,877
Current liabilities€16Previous: €468
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1030797-0
VAT IDFI10307970
EU IDFIFPRO.1030797-0
MunicipalityBorgå
Current registered entries
1995-12-15Registered in Tax Administration (Tax Administration)
1996-03-08Registered in Patent and Registration Office (Trade Register)
2006-03-23Registered in Tax Administration (Prepayment Register)
2014-04-10VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodCreatove Oy
Grade unchangedA3 · new analysis 2026-09-16
78/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
213 peersSolvency83%
Better than 83% of peers
Liquidity96%
Better than 96% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings114 days after period end
114 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-09-16 21:4978/100 · v0.14
A3 → A3 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1471/100 · v0.14
A3 → A3A3
2026-09-1471/100 · v0.13
B1 → A3 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
67/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Creatove Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.