Business profile

Cubierta Oy

Cubierta Oy's registered office is Kouvola. It is a limited company. The company was established on 2021-09-21. It operates in the industry of programme agencies and management service activities for culture. In its latest retained statement for 2024-12-31, revenue was €101,450 and operating profit was €11,888.

Business ID 3235726-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3235726-6
Sector
Programme agencies and management service activities for culture
Municipality
Kouvola
Company form
Limited company
Registration date
2021-09-21
Business ID registration date
2021-09-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ruotsulantie 29/1, 45100, Kouvola

Postal address: Ruotsulantie 29 A 9, 45100, Kouvola

Phone: +358405032195Source observation

Email: [email protected]Source observation

Website: https://www.cubierta.fiSource observation

Linkedin profile: https://www.linkedin.com/company/cubierta-oySource: company website

People and decision-makers

Haaja Kari TahvoToimitusjohtaja

About Cubierta Oy

Financial position and key figures for the company.

Cubierta Oy's location municipality is Kouvola. It is a limited company. The company was established on 2021-09-21. It operates in the industry of programme agencies and management service activities for culture. In its latest retained statement for 2024-12-31, revenue was €101,450 and operating profit was €11,888. The latest retained financial statement for 2024-12-31 shows revenue of €101,450 and profit for the financial year of €3,136. Based on the latest retained statement, revenue growth was +30.4%, operating margin was +11.7%, and equity ratio was +19.2%.

Auxiliary business names

Public alternate names materialized from source observations.

YourBusiness2EU

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on palveluliiketoiminta mm. johtamisen, tuotekehityksen, tutkimuksen, konsultoinnin, markkinoinnin, viestinnän, ja myynnin aloilla.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2024-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth30.4%
Operating margin11.7%
Equity ratio19.2%
Revenue€101,450+€23,677 (+30.4%) vs previous periodPrevious: €77,773
Operating profit (loss)€11,888+€5,749 (+93.6%) vs previous periodPrevious: €6,139
Profit (loss) for the financial year€3,136-€898 (-22.3%) vs previous periodPrevious: €4,034
Assets€53,018+€33,092 (+166.1%) vs previous periodPrevious: €19,925
Balance-sheet contextLatest financial period
Profit before taxes€4,146Previous: €5,132
Employees1Previous: 1
Revenue trend3 periods
€34,495
2022-12-31
€77,773
2023-12-31
€101,450
2024-12-31
Operating profit (loss) trend3 periods
€3,885
2022-12-31
€6,139
2023-12-31
€11,888
2024-12-31
Profit (loss) for the financial year trend3 periods
€3,023
2022-12-31
€4,034
2023-12-31
€3,136
2024-12-31
Assets trend3 periods
€13,100
2022-12-31
€19,925
2023-12-31
€53,018
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioPassable
24/100 · Declining
19.2 %2023-12-31: 35.4 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Operating profit marginGood
79/100 · Improving
11.7 %2023-12-31: 7.9 %
Ratio history
Ratio2022-12-312023-12-312024-12-31
Equity ratio23.1 %35.4 %19.2 %
Current ratio---
Operating profit margin10.9 %7.9 %11.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3235726-6
VAT IDFI32357266
EU IDFIFPRO.3235726-6
MunicipalityKouvola
Current registered entries
2021-09-21Registered in Tax Administration (Tax Administration)
2021-09-21Registered in Patent and Registration Office (Trade Register)
2022-01-01Registered in Tax Administration (Employer Register)
2022-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2022-01-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Haaja Kari TahvoToimitusjohtajaSources: 5 · Confidence: 78%
Haaja Kari TahvoVarsinainen jäsenSources: 2 · Confidence: 78%
Kastén Antti IlariVarajäsenSources: 2 · Confidence: 78%
Janne VirtanenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableCubierta Oy
Model score66/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
495 peers
Solvency24%
Below 76% of peers
Profitability65%
Better than 65% of peers
Revenue growth85%
Better than 85% of peers
Supporting factors
  • Strong operating profitability
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Material volatility across multiple financial domains
Automatic model gradeB1
Automatic model snapshot2026-10-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
67/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
49/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-06-17

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Cubierta Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.