Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Cumulus Invest Oy
Cumulus Invest Oy's registered office is Vanda. It is a limited company. The company was established on 1994-06-01. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €16,312 and operating profit was €7,348.
Business ID 0969282-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0969282-4
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 1994-06-01
- Business ID registration date
- 1994-06-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vapaalantie 84, 01650, Vanda
Phone: +358207809370Source observation
Website: https://www.safetyset.fiSource observation
Linkedin profile: https://www.linkedin.com/company/10509040?trk=cws-btn-overview-0-0Source: company website
Facebook profile: https://www.facebook.com/SunGardSuomiSource: company website
People and decision-makers
Jukka IkävalkoYrittäjä
Phone: Phone available for logged-in usersSource: company website
Ikävalko Marjo MarittaPuheenjohtaja
Phone: Phone available for logged-in usersSource: company website
Sampo PasanenProjektimyynti
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Cumulus Invest Oy
Financial position and key figures for the company.
Cumulus Invest Oy's location municipality is Vanda. It is a limited company. The company was established on 1994-06-01. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €16,312 and operating profit was €7,348. The latest retained financial statement for 2025-12-31 shows revenue of €16,312 and profit for the financial year of €5,878. Based on the latest retained statement, revenue growth was +3.3%, operating margin was +29.6%, and equity ratio was +50.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth3.3%
Operating margin29.6%
Equity ratio50.9%
Revenue€16,312+€517 (+3.3%) vs previous periodPrevious: €15,795
Operating profit (loss)€7,348+€5,206 (+243.1%) vs previous periodPrevious: €2,142
Profit (loss) for the financial year€5,878+€1,285 (+28.0%) vs previous periodPrevious: €4,593
Assets€325,790-€2,080 (-0.6%) vs previous periodPrevious: €327,870
Balance-sheet contextLatest financial period
Employees0Previous: 0
Revenue trend5 periods
€11,500
2021-12-31
€12,500
2022-12-31
€12,750
2023-12-31
€15,795
2024-12-31
€16,312
2025-12-31
Operating profit (loss) trend5 periods
€15,431
2021-12-31
€8,484
2022-12-31
-€1,737
2023-12-31
€2,142
2024-12-31
€7,348
2025-12-31
Profit (loss) for the financial year trend5 periods
€17,621
2021-12-31
€10,858
2022-12-31
€358
2023-12-31
€4,593
2024-12-31
€5,878
2025-12-31
Assets trend5 periods
€383,541
2021-12-31
€373,153
2022-12-31
€335,637
2023-12-31
€327,870
2024-12-31
€325,790
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
64/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 58.5 % | 57.6 % | 58.2 % | 54.9 % | 50.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 68.6 % | 36.1 % | -9.9 % | 10.2 % | 29.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0969282-4
EU IDFIFPRO.0969282-4
MunicipalityVanda
Current registered entries
1994-06-01Registered in Patent and Registration Office (Trade Register)
1994-06-10Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Ikävalko Jorma TapioToimitusjohtajaSources: 5 · Confidence: 78%
Jukka IkävalkoYrittäjäSources: 1 · Confidence: 78%
Ikävalko Marjo MarittaPuheenjohtajaSources: 5 · Confidence: 78%
Ikävalko Jorma TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Ikävalko Elina InkeriVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodCumulus Invest Oy
Grade unchangedA2 · new analysis 2026-10-17
84/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
90 peersSolvency29%
Below 71% of peers
Profitability83%
Better than 83% of peers
Revenue growth82%
Better than 82% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 2 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1784/100 · v0.15
A2 → A2A2
2026-10-1584/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsSeurattava
71/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-04-25
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Cumulus Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.