Business profile

Defico Oy

Defico Oy's registered office is Siilinjärvi. It is a limited company. The company was established on 2020-11-16. It operates in the industry of wholesale of household, office and shop furniture, carpets and lighting equipment. In its latest retained statement for 2025-06-30, revenue was €2,689 and operating profit was -€615.

Business ID 3170444-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3170444-9
Sector
Wholesale of household, office and shop furniture, carpets and lighting equipment
Municipality
Siilinjärvi
Company form
Limited company
Registration date
2020-11-16
Business ID registration date
2020-11-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Mesikkatie 21, 71800, Siilinjärvi

Postal address: Suunnistajantie 5 C 14, 70200, Kuopio

Website: https://www.defico.fiSource observation

About Defico Oy

Financial position and key figures for the company.

Defico Oy's location municipality is Siilinjärvi. It is a limited company. The company was established on 2020-11-16. It operates in the industry of wholesale of household, office and shop furniture, carpets and lighting equipment. In its latest retained statement for 2025-06-30, revenue was €2,689 and operating profit was -€615. The latest retained financial statement for 2025-06-30 shows revenue of €2,689 and profit for the financial year of -€907. Based on the latest retained statement, revenue growth was -30.1%, operating margin was -22.9%, and equity ratio was +1.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-06-30

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-30.1%
Operating margin-22.9%
Equity ratio1.1%
Balance-sheet contextLatest financial period
Other operating income€100Previous: €0
Cash and bank€707Previous: €532
Retained earnings-€6,926Previous: -€4,937
Equity€67Previous: €74
Liabilities€6,073Previous: €7,239
Current assets€749Previous: €573
Current liabilities€328Previous: €689
Revenue trend2 periods
€3,847
2024-06-30
€2,689
2025-06-30
Operating profit (loss) trend2 periods
-€1,248
2024-06-30
-€615
2025-06-30
Profit (loss) for the financial year trend2 periods
-€1,989
2024-06-30
-€907
2025-06-30
Assets trend2 periods
€7,313
2024-06-30
€6,141
2025-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
1/100 · Improving
1.1 %2024-06-30: 1.0 %
Current ratioGood
72/100 · Improving
2.15x2024-06-30: 0.77x
Operating profit marginWeak
0/100 · Improving
-22.1 %2024-06-30: -32.5 %
Ratio history
Ratio2024-06-302025-06-30
Equity ratio1.0 %1.1 %
Current ratio0.77x2.15x
Operating profit margin-32.5 %-22.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3170444-9
EU IDFIFPRO.3170444-9
MunicipalitySiilinjärvi
Current registered entries
2020-11-11Registered in Tax Administration (Prepayment Register)
2020-11-16Registered in Tax Administration (Tax Administration)
2020-11-16Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskDefico Oy
Grade downgradedB2 → C · new analysis 2026-10-04
Model score36/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
114 peers
Solvency18%
Below 82% of peers
Profitability19%
Below 81% of peers
Liquidity71%
Better than 71% of peers
Revenue growth20%
Below 80% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag437 days after period end
Typical registration lag247 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
C
2026-10-04 06:5036/100 · v0.14
B2 → C · -19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-04
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
45/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsSeurattava
57/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-04-08

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-08.

This company profile has not been claimed yet

Defico Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.