Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.Business profile
Deflec Oy
Deflec Oy's registered office is Klaukkala. It is a limited company. The company was established on 2007-10-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €146,173 and operating profit was €21,116.
Business ID 2150929-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2150929-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Klaukkala
- Company form
- Limited company
- Registration date
- 2007-10-31
- Business ID registration date
- 2007-10-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pikimetsäntie 9a as. 44, 01800, Klaukkala
About Deflec Oy
Financial position and key figures for the company.
Deflec Oy's location municipality is Klaukkala. It is a limited company. The company was established on 2007-10-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €146,173 and operating profit was €21,116. The latest retained financial statement for 2025-12-31 shows revenue of €146,173 and profit for the financial year of €21,132. Based on the latest retained statement, revenue growth was +39.8%, operating margin was +14.4%, and equity ratio was +73.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth39.8%
Operating margin14.4%
Equity ratio73.5%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €10
Cash and bank€45,119Previous: €22,029
Retained earnings€31,012Previous: €39,921
Equity€54,644Previous: €33,512
Liabilities€19,689Previous: €20,094
Current assets€63,247Previous: €40,894
Current liabilities€19,054Previous: €19,096
Revenue trend2 periods
€104,570
2024-12-31
€146,173
2025-12-31
Operating profit (loss) trend2 periods
-€8,900
2024-12-31
€21,116
2025-12-31
Profit (loss) for the financial year trend2 periods
-€8,908
2024-12-31
€21,132
2025-12-31
Assets trend2 periods
€53,606
2024-12-31
€74,333
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
92/100 · Improving
Current ratioGood
79/100 · Improving
Operating profit marginGood
86/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 62.5 % | 73.5 % |
| Current ratio | 1.15x | 2.37x |
| Operating profit margin | -8.5 % | 14.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2150929-5
VAT IDFI21509295
EU IDFIFPRO.2150929-5
MunicipalityKlaukkala
Current registered entries
2007-10-31Registered in Patent and Registration Office (Trade Register)
2007-11-15Registered in Tax Administration (Tax Administration)
2008-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-11-06Registered in Tax Administration (Prepayment Register)
2016-03-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentDeflec Oy
Grade upgradedA3 → A1 · new analysis 2026-09-28
90/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
424 peersSolvency71%
Better than 71% of peers
Profitability74%
Better than 74% of peers
Liquidity80%
Better than 80% of peers
Revenue growth88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings120 days after period end
117 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA1
2026-09-28 23:2990/100 · v0.14
A3 → A1 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-09-28
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-04-30
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Deflec Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.