Business profile

Deposit Expert Oy

Deposit Expert Oy's registered office is Raahe. It is a limited company. The company was established on 2024-10-15. It operates in the industry of business and other management consultancy activities.

Claim profileContact details
Business ID 3481578-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3481578-5
Sector
Business and other management consultancy activities
Municipality
Raahe
Company form
Limited company
Registration date
2024-10-15
Business ID registration date
2024-10-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: PL 17, 92101, Raahe

Postal address: P.O. Box 17, 92101, Raahe

People and decision-makers

Kataja Juho-Kalle HenrikkiVarsinainen jäsen
Kataja Satu-MaaritVarajäsen
Lauri OljemarkPäävastuullinen tilintarkastaja

About Deposit Expert Oy

Financial position and key figures for the company.

Deposit Expert Oy's location municipality is Raahe. It is a limited company. The company was established on 2024-10-15. It operates in the industry of business and other management consultancy activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +74.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods1
PRH parsed1
Profile sourceCombined source
Derived indicators
Equity ratio74.5%
Operating profit (loss)€8,256+€0 (+0.0%) vs previous periodPrevious: €8,256
Profit (loss) for the financial year€71,605+€0 (+0.0%) vs previous periodPrevious: €71,605
Assets€374,302+€185,192 (+97.9%) vs previous periodPrevious: €189,111
Balance-sheet contextLatest financial period
Cash and bank€57,347Previous: €72,777
Retained earnings€71,605Previous: €0
Equity€278,964Previous: €185,354
Liabilities€95,338Previous: €3,757
Current assets€115,202Previous: €73,655
Current liabilities€95,338Previous: €3,757
Operating profit (loss) trend2 periods
€8,256
2024-12-31
€8,256
2025-12-31
Profit (loss) for the financial year trend2 periods
€71,605
2024-12-31
€71,605
2025-12-31
Assets trend2 periods
€189,111
2024-12-31
€374,302
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
93/100 · Declining
74.5 %2024-12-31: 98.0 %
Current ratioPassable
20/100 · Declining
0.60x2024-12-31: 19.37x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio98.0 %74.5 %
Current ratio-0.60x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3481578-5
VAT IDFI34815785
EU IDFIFPRO.3481578-5
MunicipalityRaahe
Current registered entries
2024-10-09VAT-liable for business activity in Tax Administration (VAT Register)
2024-10-09Registered in Tax Administration (Prepayment Register)
2024-10-15Registered in Tax Administration (Tax Administration)
2024-10-15Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Kataja Juho-Kalle HenrikkiVarsinainen jäsenSources: 5 · Confidence: 78%
Kataja Satu-MaaritVarajäsenSources: 2 · Confidence: 78%
Lauri OljemarkPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableDeposit Expert Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score66/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
83 peers
Solvency43%
Below 57% of peers
Liquidity53%
Close to the peer-group midpoint
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag167 days after period end
Typical registration lag167 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-10-1766/100 · v0.15
B1 → B1
B1
2026-09-15 19:2066/100 · v0.14
B2 → B1 · +9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
72/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk grade
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-05-05

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Deposit Expert Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.