Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Design Kumina Oy
Design Kumina Oy's registered office is Lahti. It is a limited company. The company was established on 2017-01-01. It operates in the industry of other activities of advertising agencies. In its latest retained statement for 2025-12-31, revenue was €256,295 and operating profit was -€39,061.
Business ID 2791596-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2791596-4
- Sector
- Other activities of advertising agencies
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2017-01-01
- Business ID registration date
- 2016-11-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Paraatikatu 1, 15700, Lahti
Website: https://www.designkumina.fiSource observation
About Design Kumina Oy
Financial position and key figures for the company.
Design Kumina Oy's location municipality is Lahti. It is a limited company. The company was established on 2017-01-01. It operates in the industry of other activities of advertising agencies. In its latest retained statement for 2025-12-31, revenue was €256,295 and operating profit was -€39,061. The latest retained financial statement for 2025-12-31 shows revenue of €256,295 and profit for the financial year of -€39,491. Based on the latest retained statement, revenue growth was -15.3%, operating margin was -15.2%, and equity ratio was +36.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-15.3%
Operating margin-15.2%
Equity ratio36.7%
Balance-sheet contextLatest financial period
Other operating income€5,760Previous: €5,746
Cash and bank€8,804Previous: €34,031
Retained earnings€67,167Previous: €59,888
Equity€30,176Previous: €75,507
Liabilities€52,070Previous: €49,910
Current assets€31,977Previous: €72,718
Current liabilities€52,070Previous: €49,910
Revenue trend2 periods
€302,758
2024-12-31
€256,295
2025-12-31
Operating profit (loss) trend2 periods
€13,120
2024-12-31
-€39,061
2025-12-31
Profit (loss) for the financial year trend2 periods
€13,120
2024-12-31
-€39,491
2025-12-31
Assets trend2 periods
€125,417
2024-12-31
€82,246
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
46/100 · Declining
Current ratioWeak
6/100 · Declining
Operating profit marginWeak
13/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 60.2 % | 36.7 % |
| Current ratio | 0.68x | 0.17x |
| Operating profit margin | 4.3 % | -14.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2791596-4
VAT IDFI27915964
EU IDFIFPRO.2791596-4
MunicipalityLahti
Current registered entries
2017-01-01Registered in Tax Administration (Employer Register)
2017-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2017-01-01Registered in Tax Administration (Prepayment Register)
2017-01-01Registered in Patent and Registration Office (Trade Register)
2017-01-17Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorDesign Kumina Oy
Grade unchangedB3 · new analysis 2026-10-18
46/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSame industry, size and age groupDescriptive comparison – does not change the model score.
32 peersSolvency38%
Below 62% of peers
Profitability3%
Below 97% of peers
Liquidity39%
Below 61% of peers
Revenue growth9%
Below 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings45 days after period end
55 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Coordinated deterioration across 4 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1846/100 · v0.15
B3 → B3B3
2026-10-01 01:0846/100 · v0.14
B1 → B3 · -17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
60/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-02-14
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Design Kumina Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.