Business profile

Dick Finance Oy

Dick Finance Oy's registered office is Esbo. It is a limited company. The company was established on 2020-11-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,000 and operating profit was €0.

Claim profileContact details
Business ID 3169874-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3169874-7
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2020-11-11
Business ID registration date
2020-11-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Nuijavuori 2 D 33, 02630, Esbo

Website: https://dickfinance.ioSource observation

People and decision-makers

Lampinen Jaakko ValtteriToimitusjohtaja

About Dick Finance Oy

Financial position and key figures for the company.

Dick Finance Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-11-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,000 and operating profit was €0. The latest retained financial statement for 2025-12-31 shows revenue of €3,000 and profit for the financial year of -€1,000. Based on the latest retained statement, revenue growth was -35.0%, operating margin was +0.0%, and equity ratio was -41.2%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-35.0%
Operating margin0.0%
Equity ratio-41.2%
Revenue€3,000-€2,000 (-40.0%) vs previous periodPrevious: €5,000
Operating profit (loss)€0+€3,000 (+100.0%) vs previous periodPrevious: -€3,000
Profit (loss) for the financial year-€1,000+€2,000 (+66.7%) vs previous periodPrevious: -€3,000
Assets€10,000+€0 (+0.0%) vs previous periodPrevious: €10,000
Balance-sheet contextLatest financial period
Profit before taxes-€269Previous: -€2,623
Revenue trend5 periods
€6,000
2021-12-31
€5,000
2022-12-31
€4,000
2023-12-31
€5,000
2024-12-31
€3,000
2025-12-31
Operating profit (loss) trend5 periods
-€1,000
2021-12-31
-€3,000
2022-12-31
€1,000
2023-12-31
-€3,000
2024-12-31
€0
2025-12-31
Profit (loss) for the financial year trend5 periods
-€1,000
2021-12-31
-€3,000
2022-12-31
€1,000
2023-12-31
-€3,000
2024-12-31
-€1,000
2025-12-31
Assets trend5 periods
€7,000
2021-12-31
€10,000
2022-12-31
€12,000
2023-12-31
€10,000
2024-12-31
€10,000
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
0/100 · Declining
-41.2 %2024-12-31: -37.5 %
Current ratioWeak
10/100 · Declining
0.29x2024-12-31: 0.38x
Operating profit marginPassable
50/100 · Improving
0.0 %2024-12-31: -60.0 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio-11.1 %-28.6 %-20.0 %-37.5 %-41.2 %
Current ratio0.33x0.21x0.20x0.38x0.29x
Operating profit margin-16.7 %-60.0 %25.0 %-60.0 %0.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3169874-7
EU IDFIFPRO.3169874-7
MunicipalityEsbo
Current registered entries
2020-11-09Registered in Tax Administration (Prepayment Register)
2020-11-11Registered in Tax Administration (Tax Administration)
2020-11-11Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Lampinen Jaakko ValtteriToimitusjohtajaSources: 3 · Confidence: 78%
Lampinen Paula KaarinaVarajäsenSources: 2 · Confidence: 78%
Lampinen Jaakko ValtteriVarsinainen jäsenSources: 1 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskDick Finance Oy
Grade downgradedB3 → C · new analysis 2026-10-18
Model score39/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
70 peers
Solvency3%
Below 97% of peers
Profitability40%
Below 60% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth26%
Below 74% of peers
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessments
C
2026-10-1839/100 · v0.15
B3 → C · -7 points
  • Liquidity: Not enough history → Stable
  • Assessment confidence: Medium → High.
  • Evidence quality: Usable financial evidence → Strong financial evidence.
B3
2026-10-1346/100 · v0.14
B3 → B3
  • Revenue: Volatile
  • Profitability: Volatile
  • Solvency: Deteriorating
B3
2026-05-2446/100 · v0.10
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
47/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-05-28

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Dick Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.