Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
DR Consulting Oy
DR Consulting Oy's registered office is Esbo. It is a limited company. The company was established on 2007-11-05. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €15,985 and operating profit was -€30,903.
Business ID 2152718-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2152718-6
- Sector
- Activities of insurance agents and brokers
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2007-11-05
- Business ID registration date
- 2007-10-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vuohikallio 9, 02860, Esbo
People and decision-makers
Ruley David ScottToimitusjohtaja
About DR Consulting Oy
Financial position and key figures for the company.
DR Consulting Oy's location municipality is Esbo. It is a limited company. The company was established on 2007-11-05. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €15,985 and operating profit was -€30,903. The latest retained financial statement for 2024-12-31 shows revenue of €15,985 and profit for the financial year of €339. Based on the latest retained statement, revenue growth was -80.8%, operating margin was -193.3%, and equity ratio was +68.3%.
Auxiliary business names
Public alternate names materialized from source observations.
Bralex
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on vakuutusmyynti ja vakuutuskonsultointi. Kielenkäännöspalvelujen myynti ja konsultointi. Myynti ja markkinointikonsultointi. Myynti- ja markkinointialan koulutus, käännöstoiminnan vakuutusalan koulutus. Talous- ja toimistotarvikealan myynti, vienti ja tuonti. Autojen ja autonosien sekä elintarvikkeiden myynti, vienti ja tuonti.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Source observation
Derived indicators
Revenue growth-80.8%
Operating margin-193.3%
Equity ratio68.3%
Revenue€15,985-€67,059 (-80.8%) vs previous periodPrevious: €83,044
Operating profit (loss)-€30,903-€31,360 (-6848.9%) vs previous periodPrevious: €458
Profit (loss) for the financial year€339+€1,613 (+126.6%) vs previous periodPrevious: -€1,274
Assets€23,818-€40,284 (-62.8%) vs previous periodPrevious: €64,102
Balance-sheet contextLatest financial period
Profit before taxes€339Previous: -€1,274
Employees1Previous: 1
Revenue trend5 periods
€72,489
2020-12-31
€72,885
2021-12-31
€94,712
2022-12-31
€83,044
2023-12-31
€15,985
2024-12-31
Operating profit (loss) trend5 periods
€1,764
2020-12-31
-€7,147
2021-12-31
€14,273
2022-12-31
€458
2023-12-31
-€30,903
2024-12-31
Profit (loss) for the financial year trend5 periods
€12,409
2020-12-31
-€4,033
2021-12-31
€14,173
2022-12-31
-€1,274
2023-12-31
€339
2024-12-31
Assets trend5 periods
€67,920
2020-12-31
€55,662
2021-12-31
€65,537
2022-12-31
€64,102
2023-12-31
€23,818
2024-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | - | €15,985 | €83,044 | €94,712 | €72,885 | €72,489 |
| Revenue growth | - | -80,8 % | -12,3 % | 30 % | 0,6 % | 9,2 % |
| Operating profit | - | -€30,903 | €458 | €14,273 | -€7,147 | €1,764 |
| EBIT margin | - | -193,3 % | 0,6 % | 15,1 % | -9,8 % | 2,4 % |
| Profit for the financial year | - | €339 | -€1,274 | €14,173 | -€4,033 | €12,409 |
| Profit before taxes | - | €339 | -€1,274 | €14,173 | -€7,146 | €15,523 |
| Equity ratio | - | 68,3 % | 84,1 % | 91,6 % | 89,5 % | 86,2 % |
| Balance sheet total | - | €23,818 | €64,102 | €65,537 | €55,662 | €67,920 |
| Employees | 1 | 1 | 1 | 1 | 1 | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioGood
85/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 86.2 % | 89.5 % | 91.5 % | 84.1 % | 68.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 2.4 % | -9.8 % | 15.1 % | 0.6 % | -193.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2152718-6
EU IDFIFPRO.2152718-6
MunicipalityEsbo
Current registered entries
2007-10-30Registered in Tax Administration (Prepayment Register)
2007-11-01Registered in Tax Administration (Tax Administration)
2007-11-05Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Ruley David ScottToimitusjohtajaSources: 5 · Confidence: 78%
Ruley David ScottVarsinainen jäsenSources: 2 · Confidence: 78%
Ruley Arja ElinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryDR Consulting Oy
Grade downgradedA3 → B2 · new analysis 2026-10-21
57/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
36 peersSolvency44%
Below 56% of peers
Profitability11%
Below 89% of peers
Revenue growth3%
Below 97% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-2157/100 · v0.15
A3 → B2 · -16 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Deteriorating
A3
2026-09-1873/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-21
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 19 years of registry continuity.
Registry and status signalsSeurattava
68/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-10-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
DR Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.