Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
E-Capital Oy
E-Capital Oy's registered office is Helsingfors. It is a limited company. The company was established on 2000-03-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-05-31, revenue was €40,376 and operating profit was -€37,472.
Business ID 1606964-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1606964-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2000-03-10
- Business ID registration date
- 2000-06-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Särkiniementie 18 E, 00210, Helsingfors
Phone: +358505528666Source observation
Email: [email protected]Source observation
Website: https://ecapital.fiSource observation
People and decision-makers
Elomaa Heikki JuhaniPuheenjohtaja
Elomaa Milena JanetteVarsinainen jäsen
Elomaa Mateus JuhanaVarsinainen jäsen
About E-Capital Oy
Financial position and key figures for the company.
E-Capital Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2000-03-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-05-31, revenue was €40,376 and operating profit was -€37,472. The latest retained financial statement for 2026-05-31 shows revenue of €40,376 and profit for the financial year of €300,268. Based on the latest retained statement, revenue growth was -29.3%, operating margin was -92.8%, and equity ratio was not currently available.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on toimia rahoitus-, sijoitus- ja kehitysyhtiönä. Omistaa ja hallita kiinteistöjä ja osakkeita sekä muita arvopapereita ja käydä niillä kauppaa. Yhtiö harjoittaa toimisto- ja hallinnollisten palvelujen tuottamista, vuokrausta, välitystä ja kauppaa sekä liikkeenjohdon, projekti- ja sijoitustoiminnan, hallinnon ja markkinoinnin koulutusta ja konsultointia. Edelleen yhtiön toimialana on kotimaisten ja ulkomaisten kiinteistöjen, asunto-, kiinteistö-, loma- ja peliosakkeiden, osuuksien ja oikeuksien osto, myynti, hallinnointi ja vuokraus.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
4
4
Combined source
Derived indicators
Revenue growth-29.3%
Operating margin-92.8%
Balance-sheet contextLatest financial period
Inventory€1,000Previous: €1,000
Cash and bank€193,031Previous: €728,003
Revenue trend7 periods
€383,000
2020-12-31
€276,000
2021-12-31
€275,952
2022-05-31
€118,260
2023-05-31
€1,470
2024-05-31
€57,115
2025-05-31
€40,376
2026-05-31
Operating profit (loss) trend7 periods
€65,000
2020-12-31
-€4,000
2021-12-31
-€4,478
2022-05-31
-€486
2023-05-31
-€27,706
2024-05-31
-€22,232
2025-05-31
-€37,472
2026-05-31
Profit (loss) for the financial year trend7 periods
€110,000
2020-12-31
€851,000
2021-12-31
€850,762
2022-05-31
€108,678
2023-05-31
€149,737
2024-05-31
€149,673
2025-05-31
€300,268
2026-05-31
Assets trend7 periods
€5,460,000
2020-12-31
€5,103,000
2021-12-31
€5,104,410
2022-05-31
€5,104,410
2023-05-31
€4,866,285
2024-05-31
€5,295,642
2025-05-31
€5,282,572
2026-05-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-05-31 | 2023-05-31 | 2024-05-31 | 2025-05-31 | 2026-05-31 |
|---|---|---|---|---|---|---|---|
| Equity ratio | 80.7 % | 96.1 % | 95.9 % | 87.1 % | 88.3 % | - | - |
| Current ratio | 0.61x | 6.71x | 4.21x | 3.34x | 2.98x | - | - |
| Operating profit margin | 17.0 % | -1.4 % | -0.4 % | -1885.0 % | -38.9 % | -38.9 % | -92.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1606964-3
EU IDFIFPRO.1606964-3
MunicipalityHelsingfors
Current registered entries
2000-03-10Registered in Patent and Registration Office (Trade Register)
2000-06-30Registered in Tax Administration (Tax Administration)
2001-08-31Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Elomaa Heikki JuhaniPuheenjohtajaSources: 4 · Confidence: 78%
Haukatsalo Yrjö Ano JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Elomaa Milena JanetteVarsinainen jäsenSources: 4 · Confidence: 78%
Elomaa Mateus JuhanaVarsinainen jäsenSources: 4 · Confidence: 78%
Elomaa Joonas ArtturiVarsinainen jäsenSources: 4 · Confidence: 78%
Elomaa Niklas ValtteriVarsinainen jäsenSources: 4 · Confidence: 78%
Elomaa Titta JohannaProkuristiSources: 1 · Confidence: 78%
Janne ImmonenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodE-Capital Oy
Grade unchangedA2 · new analysis 2026-10-15
83/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
SolvencyNot enough history
LiquidityNot enough history
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings103 days after period end
119 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsA2
2026-10-15 14:1983/100 · v0.14
A2 → A2- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-05-31).
A2
2026-09-30 12:5283/100 · v0.14
A2 → A2- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-05-31).
A2
2026-09-1581/100 · v0.14
B1 → A2 · +15 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1466/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-15
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 26 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
31 May 2026 · PRH / XBRLFinancial period ends 2026-05-31.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-12-11
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
E-Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.