Business profile

e.Flex EasyPay Oy

e.Flex EasyPay Oy's registered office is Esbo. It is a limited company. The company was established on 2020-08-27. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €4 and operating profit was -€16,719.

Business ID 3147945-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3147945-6
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Esbo
Company form
Limited company
Registration date
2020-08-27
Business ID registration date
2020-07-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Sateenkaari 3 E 101, 02100, Esbo

About e.Flex EasyPay Oy

Financial position and key figures for the company.

e.Flex EasyPay Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-08-27. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €4 and operating profit was -€16,719. The latest retained financial statement for 2025-12-31 shows revenue of €4 and profit for the financial year of -€16,813. Based on the latest retained statement, revenue growth was -97.6%, operating margin was -407770.2%, and equity ratio was +53.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-97.6%
Operating margin-407770.2%
Equity ratio53.3%
Revenue€4-€168 (-97.6%) vs previous periodPrevious: €172
Operating profit (loss)-€16,719+€7,035 (+29.6%) vs previous periodPrevious: -€23,754
Profit (loss) for the financial year-€16,813+€6,942 (+29.2%) vs previous periodPrevious: -€23,756
Assets€596,246+€46,597 (+8.5%) vs previous periodPrevious: €549,648
Balance-sheet contextLatest financial period
Cash and bank€1,429Previous: €1,960
Retained earnings-€65,334Previous: -€41,578
Equity€317,853Previous: €334,666
Liabilities€278,393Previous: €214,982
Current assets€3,894Previous: €4,179
Current liabilities€13,993Previous: €582
Revenue trend2 periods
€172
2024-12-31
€4
2025-12-31
Operating profit (loss) trend2 periods
-€23,754
2024-12-31
-€16,719
2025-12-31
Profit (loss) for the financial year trend2 periods
-€23,756
2024-12-31
-€16,813
2025-12-31
Assets trend2 periods
€549,648
2024-12-31
€596,246
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
67/100 · Declining
53.3 %2024-12-31: 60.9 %
Current ratioWeak
3/100 · Declining
0.10x2024-12-31: 3.37x
Operating profit marginWeak
0/100 · Declining
-407770.2 %2024-12-31: -13798.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio60.9 %53.3 %
Current ratio3.37x0.10x
Operating profit margin-13798.3 %-407770.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3147945-6
VAT IDFI31479456
EU IDFIFPRO.3147945-6
MunicipalityEsbo
Current registered entries
2020-08-27Registered in Patent and Registration Office (Trade Register)
2020-08-28Registered in Tax Administration (Tax Administration)
2021-01-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
Satisfactorye.Flex EasyPay Oy
Grade downgradedB1 → B2 · new analysis 2026-09-23
Model score51/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
478 peers
Solvency46%
Close to the peer-group midpoint
Profitability0%
Below 100% of peers
Liquidity42%
Below 58% of peers
Revenue growth6%
Below 94% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag121 days after period end
Typical registration lag316 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-09-23 02:4651/100 · v0.14
B1 → B2 · -18 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-23
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
56/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-05-01

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

e.Flex EasyPay Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.