Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
E&M Holding Oy
E&M Holding Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-03-04. It operates in the industry of activities of agents involved in the wholesale of other particular products.
Business ID 3194717-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3194717-6
- Sector
- Activities of agents involved in the wholesale of other particular products
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-03-04
- Business ID registration date
- 2021-03-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Viipurinkatu 12 L 172, 00510, Helsingfors
About E&M Holding Oy
Financial position and key figures for the company.
E&M Holding Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-03-04. It operates in the industry of activities of agents involved in the wholesale of other particular products. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +100.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio100.0%
Balance-sheet contextLatest financial period
Cash and bank€152,087Previous: €85,851
Retained earnings€326,019Previous: €92,151
Equity€535,305Previous: €354,368
Liabilities€62Previous: €12,169
Current assets€393,307Previous: €233,362
Current liabilities€62Previous: €12,169
Operating profit (loss) trend2 periods
-€31,070
2024-12-31
-€30,490
2025-12-31
Profit (loss) for the financial year trend2 periods
€262,216
2024-12-31
€209,286
2025-12-31
Assets trend2 periods
€366,537
2024-12-31
€535,367
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 96.7 % | 100.0 % |
| Current ratio | 7.05x | 2471.76x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3194717-6
EU IDFIFPRO.3194717-6
MunicipalityHelsingfors
Current registered entries
2021-03-02Registered in Tax Administration (Prepayment Register)
2021-03-04Registered in Tax Administration (Tax Administration)
2021-03-04Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodE&M Holding Oy
Grade unchangedA3 · new analysis 2026-10-17
72/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
146 peersSolvency95%
Better than 95% of peers
Liquidity100%
Better than 100% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings79 days after period end
124 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1772/100 · v0.15
A3 → A3A3
2026-09-16 12:0372/100 · v0.14
B2 → A3 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1458/100 · v0.14
B2 → B2B2
2026-09-1458/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-03-20
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-02.
This company profile has not been claimed yet
E&M Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.