Business profile

EduSavo Oy

EduSavo Oy's registered office is Iisalmi. It is a limited company. The company was established on 2015-09-14. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €914,244 and operating profit was -€2,923.

Business ID 2708836-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2708836-4
Sector
Other miscellaneous educational n.e.c.
Municipality
Iisalmi
Company form
Limited company
Registration date
2015-09-14
Business ID registration date
2015-09-03
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Asevelikatu 4, 74100, Iisalmi

Postal address: P.O. Box 30, 74101, Iisalmi

Website: http://www.edusavo.fiSource: registry data

About EduSavo Oy

Financial position and key figures for the company.

EduSavo Oy's location municipality is Iisalmi. It is a limited company. The company was established on 2015-09-14. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €914,244 and operating profit was -€2,923. The latest retained financial statement for 2025-12-31 shows revenue of €914,244 and profit for the financial year of €9,809. Based on the latest retained statement, revenue growth was -34.4%, operating margin was -0.3%, and equity ratio was +60.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-34.4%
Operating margin-0.3%
Equity ratio60.6%
Balance-sheet contextLatest financial period
Other operating income€24,026Previous: €11,064
Cash and bank€443,531Previous: €342,052
Retained earnings€401,944Previous: €238,158
Equity€511,753Previous: €506,944
Liabilities€333,121Previous: €333,502
Current assets€794,874Previous: €790,446
Current liabilities€333,121Previous: €333,502
Revenue trend3 periods
€1,206,177
2023-12-31
€1,393,030
2024-12-31
€914,244
2025-12-31
Operating profit (loss) trend3 periods
€87,906
2023-12-31
€207,056
2024-12-31
-€2,923
2025-12-31
Profit (loss) for the financial year trend3 periods
€78,190
2023-12-31
€168,786
2024-12-31
€9,809
2025-12-31
Assets trend3 periods
€520,804
2023-12-31
€840,446
2024-12-31
€844,874
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
76/100 · Improving
60.6 %2024-12-31: 60.3 %
Current ratioSatisfactory
44/100 · Improving
1.33x2024-12-31: 1.03x
Operating profit marginWeak
49/100 · Declining
-0.3 %2024-12-31: 14.8 %
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio65.8 %60.3 %60.6 %
Current ratio1.14x1.03x1.33x
Operating profit margin7.3 %14.8 %-0.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2708836-4
VAT IDFI27088364
EU IDFIFPRO.2708836-4
MunicipalityIisalmi
Current registered entries
2015-09-01Registered in Tax Administration (Employer Register)
2015-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-09-03Registered in Tax Administration (Prepayment Register)
2015-09-14Registered in Patent and Registration Office (Trade Register)
2015-09-23Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorEduSavo Oy
Grade downgradedA3 → B3 · new analysis 2026-10-01
Model score49/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyDeteriorating
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
321 peers
Solvency55%
Better than 55% of peers
Profitability26%
Below 74% of peers
Liquidity69%
Better than 69% of peers
Revenue growth4%
Below 96% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag90 days after period end
Typical registration lag98 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Material volatility across multiple financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-10-01 18:5449/100 · v0.14
A3 → B3 · -23 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-01
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 11 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

25 register eventsLatest event: 2026-03-31

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

EduSavo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.