Business profile

Egonomi Oy

Egonomi Oy's registered office is Vanda. It is a limited company. The company was established on 2019-07-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €56,153 and operating profit was €1,045.

Claim profileContact details
Business ID 3012120-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3012120-9
Sector
Activities of insurance agents and brokers
Municipality
Vanda
Company form
Limited company
Registration date
2019-07-16
Business ID registration date
2019-07-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kaislatie 9 B 11, 01300, Vanda

About Egonomi Oy

Financial position and key figures for the company.

Egonomi Oy's location municipality is Vanda. It is a limited company. The company was established on 2019-07-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €56,153 and operating profit was €1,045. The latest retained financial statement for 2025-12-31 shows revenue of €56,153 and profit for the financial year of €660. Based on the latest retained statement, revenue growth was +72.9%, operating margin was +1.9%, and equity ratio was +29.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth72.9%
Operating margin1.9%
Equity ratio29.4%
Balance-sheet contextLatest financial period
Cash and bank€18,773Previous: €7,351
Retained earnings€5,801Previous: €6,060
Equity€6,461Previous: €6,301
Liabilities€15,534Previous: €5,817
Current assets€21,995Previous: €12,117
Current liabilities€15,534Previous: €5,817
Revenue trend2 periods
€32,470
2024-12-31
€56,153
2025-12-31
Operating profit (loss) trend2 periods
-€37
2024-12-31
€1,045
2025-12-31
Profit (loss) for the financial year trend2 periods
€241
2024-12-31
€660
2025-12-31
Assets trend2 periods
€12,117
2024-12-31
€21,995
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
37/100 · Declining
29.4 %2024-12-31: 52.0 %
Current ratioSatisfactory
40/100 · Declining
1.21x2024-12-31: 1.26x
Operating profit marginPassable
55/100 · Improving
1.9 %2024-12-31: -0.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio52.0 %29.4 %
Current ratio1.26x1.21x
Operating profit margin-0.1 %1.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3012120-9
EU IDFIFPRO.3012120-9
MunicipalityVanda
Current registered entries
2019-07-16Registered in Tax Administration (Tax Administration)
2019-07-16Registered in Patent and Registration Office (Trade Register)
2019-08-07Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableEgonomi Oy
Grade unchangedB1 · new analysis 2026-09-21
Model score68/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityStable
SolvencyDeteriorating
LiquidityStable
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
197 peers
Solvency36%
Below 64% of peers
Profitability54%
Close to the peer-group midpoint
Liquidity66%
Better than 66% of peers
Revenue growth90%
Better than 90% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag168 days after period end
Typical registration lag153 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Lower industry distress context
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-09-21 06:2668/100 · v0.14
B1 → B1 · +5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1
B1
2026-09-1463/100 · v0.13
B2 → B1 · +4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-09-21
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsRajallinen
52/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-05-17

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Egonomi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.