Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
EkoKarhu Oy
EkoKarhu Oy's registered office is Paavola. It is a limited company. The company was established on 2009-01-28. It operates in the industry of installation of insulation. In its latest retained statement for 2025-11-30, revenue was €360,601 and operating profit was €57,615.
Business ID 2246144-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2246144-9
- Sector
- Installation of insulation
- Municipality
- Paavola
- Company form
- Limited company
- Registration date
- 2009-01-28
- Business ID registration date
- 2009-01-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rimpikankaantie 47 B, 92430, Paavola
Phone: +358449814433Source observation
Email: [email protected]Source observation
Website: https://www.ekokarhu.fiSource observation
Facebook profile: https://www.facebook.com/EkokarhuSource: company website
People and decision-makers
Karhumaa Pauli JohannesToimitusjohtaja
About EkoKarhu Oy
Financial position and key figures for the company.
EkoKarhu Oy's location municipality is Paavola. It is a limited company. The company was established on 2009-01-28. It operates in the industry of installation of insulation. In its latest retained statement for 2025-11-30, revenue was €360,601 and operating profit was €57,615. Based on the latest retained statement, revenue growth was -11.5%, operating margin was +16.0%, and equity ratio was not currently available.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Kaikki laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
0
0
Enriched source observation
Derived indicators
Revenue growth-11.5%
Operating margin16.0%
Revenue€360,601-€46,900 (-11.5%) vs previous periodPrevious: €407,501
Operating profit (loss)€57,615+€3,704 (+6.9%) vs previous periodPrevious: €53,911
Balance-sheet contextLatest financial period
Employees3Previous: 3
Revenue trend5 periods
€272,955
2021-11-30
€316,693
2022-11-30
€445,146
2023-11-30
€407,501
2024-11-30
€360,601
2025-11-30
Operating profit (loss) trend5 periods
€16,079
2021-11-30
€25,839
2022-11-30
€35,039
2023-11-30
€53,911
2024-11-30
€57,615
2025-11-30
Profit (loss) for the financial year trend4 periods
€6,848
2021-11-30
€12,492
2022-11-30
€17,290
2023-11-30
€38,025
2024-11-30
Assets trend4 periods
€269,819
2021-11-30
€279,267
2022-11-30
€210,217
2023-11-30
€208,119
2024-11-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
90/100 · Improving
Ratio history
| Ratio | 2021-11-30 | 2022-11-30 | 2023-11-30 | 2024-11-30 | 2025-11-30 |
|---|---|---|---|---|---|
| Equity ratio | 7.0 % | 14.2 % | 27.0 % | 36.0 % | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 5.8 % | 8.2 % | 7.5 % | 13.2 % | 16.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2246144-9
VAT IDFI22461449
EU IDFIFPRO.2246144-9
MunicipalityPaavola
Current registered entries
2009-01-21Registered in Tax Administration (Prepayment Register)
2009-01-28Registered in Patent and Registration Office (Trade Register)
2009-02-11Registered in Tax Administration (Tax Administration)
2015-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-08-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Karhumaa Pauli JohannesToimitusjohtajaSources: 6 · Confidence: 78%
Karhumaa Heli MarjoPuheenjohtajaSources: 6 · Confidence: 78%
Karhumaa Pauli JohannesVarsinainen jäsenSources: 3 · Confidence: 78%
Koskela Marko MikaelVarajäsenSources: 2 · Confidence: 78%
Syrjälä Hannu SakariTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableEkoKarhu Oy
Grade unchangedB1 · new analysis 2026-10-18
63/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityImproving · 2 consecutive periods
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Elevated industry distress context
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1863/100 · v0.15
B1 → B1B1
2026-09-1663/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-04-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-29.
This company profile has not been claimed yet
EkoKarhu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.