Risk grade updatedRisk gradeEvidence verified
5 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Business profile
Eliple Oy
Eliple Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2017-10-27. It operates in the industry of life insurance. In its latest retained statement for 2025-12-31, revenue was €113,427 and operating profit was -€28,135.
Business ID 2863730-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2863730-2
- Sector
- Life insurance
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 2017-10-27
- Business ID registration date
- 2017-10-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Omakotikatu 2, 40700, Jyväskylä
About Eliple Oy
Financial position and key figures for the company.
Eliple Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2017-10-27. It operates in the industry of life insurance. In its latest retained statement for 2025-12-31, revenue was €113,427 and operating profit was -€28,135. The latest retained financial statement for 2025-12-31 shows revenue of €113,427 and profit for the financial year of -€14,855. Based on the latest retained statement, revenue growth was -25.2%, operating margin was -24.8%, and equity ratio was +73.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
7
3
PRH/XBRL financial statement
Derived indicators
Revenue growth-25.2%
Operating margin-24.8%
Equity ratio73.7%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €45
Cash and bank€9,708Previous: €12,828
Retained earnings€213,731Previous: €250,979
Equity€201,375Previous: €254,731
Liabilities€71,915Previous: €44,847
Current assets€31,348Previous: €41,753
Current liabilities€13,251Previous: €11,475
Revenue trend3 periods
€155,864
2023-12-31
€151,692
2024-12-31
€113,427
2025-12-31
Operating profit (loss) trend3 periods
-€3,156
2023-12-31
-€10,461
2024-12-31
-€28,135
2025-12-31
Profit (loss) for the financial year trend3 periods
€6,125
2023-12-31
€1,252
2024-12-31
-€14,855
2025-12-31
Assets trend3 periods
€348,703
2023-12-31
€299,577
2024-12-31
€273,290
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
92/100 · Declining
Current ratioPassable
24/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 82.9 % | 85.0 % | 73.7 % |
| Current ratio | 0.56x | 1.12x | 0.73x |
| Operating profit margin | -2.0 % | -6.9 % | -24.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2863730-2
EU IDFIFPRO.2863730-2
MunicipalityJyväskylä
Current registered entries
2017-10-27Registered in Tax Administration (Tax Administration)
2017-10-27Registered in Patent and Registration Office (Trade Register)
2017-11-03Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryEliple Oy
Grade downgradedB1 → B2 · new analysis 2026-11-05
54/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsLiquidityVolatile
Same size nationallyDescriptive comparison – does not change the model score.
5278 peersSolvency69%
Better than 69% of peers
Profitability3%
Below 97% of peers
Liquidity62%
Better than 62% of peers
Revenue growth9%
Below 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings274 days after period end
107 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- Lower industry distress context
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsB2
2026-11-05 00:4854/100 · v0.15
B1 → B2 · -10 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2025-12-31).
B1
2026-10-1864/100 · v0.15
B1 → B1B1
2026-09-29 21:1964/100 · v0.14
B1 → B1 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-11-05
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
73/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
1 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-04-19
Financial statements availability
Available financial statement periods and PRH source filings.
7 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Eliple Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.