Risk grade updatedRisk gradeEvidence verified
7 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
ER Team Oy
ER Team Oy's registered office is Lahti. It is a limited company. The company was established on 2020-01-13. It operates in the industry of media representation. In its latest retained statement for 2025-12-31, revenue was €6,010 and operating profit was -€3,880.
Business ID 3109530-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3109530-5
- Sector
- Media representation
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2020-01-13
- Business ID registration date
- 2020-01-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kivimäentie 35 A 1, 15200, Lahti
Phone: +35837335862Source observation
Email: [email protected]Source observation
People and decision-makers
Ruuth Pasi KristianToimitusjohtaja
About ER Team Oy
Financial position and key figures for the company.
ER Team Oy's location municipality is Lahti. It is a limited company. The company was established on 2020-01-13. It operates in the industry of media representation. In its latest retained statement for 2025-12-31, revenue was €6,010 and operating profit was -€3,880. The latest retained financial statement for 2025-12-31 shows revenue of €6,010 and profit for the financial year of -€3,879. Based on the latest retained statement, revenue growth was -18.0%, operating margin was -64.5%, and equity ratio was +2.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-18.0%
Operating margin-64.5%
Equity ratio2.2%
Revenue€6,010-€1,321 (-18.0%) vs previous periodPrevious: €7,331
Operating profit (loss)-€3,880-€1,539 (-65.7%) vs previous periodPrevious: -€2,341
Profit (loss) for the financial year-€3,879-€1,539 (-65.8%) vs previous periodPrevious: -€2,340
Assets€8,311-€5,757 (-40.9%) vs previous periodPrevious: €14,068
Balance-sheet contextLatest financial period
Profit before taxes-€3,879Previous: -€2,340
Employees0Previous: 0
Revenue trend5 periods
€23,963
2021-12-31
€23,711
2022-12-31
€20,947
2023-12-31
€7,331
2024-12-31
€6,010
2025-12-31
Operating profit (loss) trend5 periods
€2,338
2021-12-31
€1,148
2022-12-31
€1,289
2023-12-31
-€2,341
2024-12-31
-€3,880
2025-12-31
Profit (loss) for the financial year trend5 periods
€1,870
2021-12-31
€918
2022-12-31
€1,031
2023-12-31
-€2,340
2024-12-31
-€3,879
2025-12-31
Assets trend5 periods
€18,042
2021-12-31
€17,433
2022-12-31
€15,373
2023-12-31
€14,068
2024-12-31
€8,311
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
3/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 24.7 % | 30.8 % | 41.7 % | 28.9 % | 2.2 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 9.8 % | 4.8 % | 6.2 % | -31.9 % | -64.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3109530-5
VAT IDFI31095305
EU IDFIFPRO.3109530-5
MunicipalityLahti
Current registered entries
2020-01-07VAT-liable for business activity in Tax Administration (VAT Register)
2020-01-07Registered in Tax Administration (Prepayment Register)
2020-01-13Registered in Tax Administration (Tax Administration)
2020-01-13Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Ruuth Pasi KristianToimitusjohtajaSources: 5 · Confidence: 78%
Ruuth Pasi KristianVarsinainen jäsenSources: 2 · Confidence: 78%
Ruuth Enni JohannaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskER Team Oy
31/100
Medium
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
114 peersSolvency17%
Below 83% of peers
Profitability8%
Below 92% of peers
Revenue growth26%
Below 74% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- High balance-sheet leverage
C
2026-10-07
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
60/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-02-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ER Team Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.