Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Erfin Oy
Erfin Oy's registered office is Hangonkylä. It is a limited company. The company was established on 2023-05-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 3353166-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3353166-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Hangonkylä
- Company form
- Limited company
- Registration date
- 2023-05-19
- Business ID registration date
- 2023-03-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Reimaritie 1, 10940, Hangonkylä
About Erfin Oy
Financial position and key figures for the company.
Erfin Oy's location municipality is Hangonkylä. It is a limited company. The company was established on 2023-05-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +27.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Equity ratio27.8%
Balance-sheet contextLatest financial period
Cash and bank€129,318Previous: €0
Retained earnings-€2,682Previous: €0
Equity€2,308,320Previous: €2,262,897
Liabilities€6,006,527Previous: €2,682
Current assets€2,949,267Previous: €0
Current liabilities€6,006,527Previous: €2,682
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
35/100 · Declining
Current ratioWeak
1/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3353166-8
EU IDFIFPRO.3353166-8
MunicipalityHangonkylä
Current registered entries
2023-05-19Registered in Patent and Registration Office (Trade Register)
2023-05-23Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryErfin Oy
Grade unchangedB2 · new analysis 2026-09-23
59/100
Low
Usable financial evidenceFinancial data included
National Tier 1 comparisonDescriptive comparison – does not change the model score.
493 peersSolvency32%
Below 68% of peers
Liquidity31%
Below 69% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings65 days after period end
65 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-23 12:3759/100 · v0.14
B2 → B2 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-09-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1357/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
32/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2024-12-04
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Erfin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.