Business profile

ERT-Kiinteistöt Oy

ERT-Kiinteistöt Oy's registered office is Lahti. It is a limited company. The company was established on 1986-06-19. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €15,348 and operating profit was €2,831.

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Business ID 0616238-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0616238-5
Sector
Buying and selling of own real estate
Municipality
Lahti
Company form
Limited company
Registration date
1986-06-19
Business ID registration date
1986-03-05
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Monontie 9 B, 15950, Lahti

About ERT-Kiinteistöt Oy

Financial position and key figures for the company.

ERT-Kiinteistöt Oy's location municipality is Lahti. It is a limited company. The company was established on 1986-06-19. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €15,348 and operating profit was €2,831. The latest retained financial statement for 2025-12-31 shows revenue of €15,348 and profit for the financial year of €3,290. Based on the latest retained statement, revenue growth was +0.0%, operating margin was +18.4%, and equity ratio was +66.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth0.0%
Operating margin18.4%
Equity ratio66.2%
Revenue€15,348+€0 (+0.0%) vs previous periodPrevious: €15,348
Operating profit (loss)€2,831-€445 (-13.6%) vs previous periodPrevious: €3,276
Profit (loss) for the financial year€3,290-€234 (-6.7%) vs previous periodPrevious: €3,524
Assets€266,181-€2,325 (-0.9%) vs previous periodPrevious: €268,506
Balance-sheet contextLatest financial period
Cash and bank€3,623Previous: €5,948
Advances received€1,200Previous: €1,200
Retained earnings€160,801Previous: €172,303
Equity€176,091Previous: €187,827
Liabilities€90,091Previous: €80,679
Current assets€3,723Previous: €6,048
Current liabilities€83,851Previous: €72,039
Revenue trend2 periods
€15,348
2024-12-31
€15,348
2025-12-31
Operating profit (loss) trend2 periods
€3,276
2024-12-31
€2,831
2025-12-31
Profit (loss) for the financial year trend2 periods
€3,524
2024-12-31
€3,290
2025-12-31
Assets trend2 periods
€268,506
2024-12-31
€266,181
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
83/100 · Declining
66.5 %2024-12-31: 70.3 %
Current ratioWeak
1/100 · Declining
0.04x2024-12-31: 0.08x
Operating profit marginGood
96/100 · Declining
18.4 %2024-12-31: 21.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio70.3 %66.5 %
Current ratio0.08x0.04x
Operating profit margin21.4 %18.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0616238-5
EU IDFIFPRO.0616238-5
MunicipalityLahti
Current registered entries
1986-03-05Registered in Tax Administration (Tax Administration)
1986-06-19Registered in Patent and Registration Office (Trade Register)
2023-04-09Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodERT-Kiinteistöt Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score80/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
327 peers
Solvency56%
Better than 56% of peers
Profitability75%
Better than 75% of peers
Liquidity49%
Close to the peer-group midpoint
Revenue growth59%
Better than 59% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag118 days after period end
Typical registration lag118 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1880/100 · v0.15
A2 → A2
A2
2026-09-22 22:4580/100 · v0.14
B1 → A2 · +14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1466/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 40 years of registry continuity.

Registry and status signalsSeurattava
74/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-04-28

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

ERT-Kiinteistöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.