Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Esa Kallio Oy
Esa Kallio Oy's registered office is Lappeenranta. It is a limited company. The company was established on 2014-09-22. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €138,203 and operating profit was €22,200.
Business ID 2639253-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2639253-2
- Sector
- Activities of insurance agents and brokers
- Municipality
- Lappeenranta
- Company form
- Limited company
- Registration date
- 2014-09-22
- Business ID registration date
- 2014-09-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ainonkatu 23 as. 10, 53100, Lappeenranta
Phone: +358400905453Source observation
Email: [email protected]Source observation
Website: https://esakallio.fiSource observation
Tiktok profile: https://www.tiktok.com/@viihdekeskusesakallioSource: company website
Instagram profile: https://www.instagram.com/esakallio_viihdekeskusSource: company website
Facebook profile: https://www.facebook.com/esakallioSource: company website
People and decision-makers
Kallio Esa AnteroToimitusjohtaja
About Esa Kallio Oy
Financial position and key figures for the company.
Esa Kallio Oy's location municipality is Lappeenranta. It is a limited company. The company was established on 2014-09-22. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €138,203 and operating profit was €22,200. The latest retained financial statement for 2025-12-31 shows revenue of €138,203 and profit for the financial year of €17,058. Based on the latest retained statement, revenue growth was +22.4%, operating margin was +16.1%, and equity ratio was +89.5%.
Auxiliary business names
Public alternate names materialized from source observations.
Myyntiedustus Anu Kallio
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth22.4%
Operating margin16.1%
Equity ratio89.5%
Revenue€138,203+€25,329 (+22.4%) vs previous periodPrevious: €112,874
Operating profit (loss)€22,200+€6,533 (+41.7%) vs previous periodPrevious: €15,667
Profit (loss) for the financial year€17,058+€1,654 (+10.7%) vs previous periodPrevious: €15,404
Assets€54,764+€15,436 (+39.2%) vs previous periodPrevious: €39,328
Balance-sheet contextLatest financial period
Profit before taxes€22,163Previous: €15,697
Employees1Previous: 1
Revenue trend5 periods
€0
2021-12-31
€70,854
2022-12-31
€81,355
2023-12-31
€112,874
2024-12-31
€138,203
2025-12-31
Operating profit (loss) trend5 periods
-€304
2021-12-31
€40,820
2022-12-31
-€17,531
2023-12-31
€15,667
2024-12-31
€22,200
2025-12-31
Profit (loss) for the financial year trend5 periods
€989
2021-12-31
€33,304
2022-12-31
-€19,510
2023-12-31
€15,404
2024-12-31
€17,058
2025-12-31
Assets trend5 periods
€11,091
2021-12-31
€54,082
2022-12-31
€34,935
2023-12-31
€39,328
2024-12-31
€54,764
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
90/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 100.0 % | 82.1 % | 59.8 % | 88.1 % | 89.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | 47.5 % | -21.3 % | 13.5 % | 16.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2639253-2
VAT IDFI26392532
EU IDFIFPRO.2639253-2
MunicipalityLappeenranta
Current registered entries
2014-09-22Registered in Tax Administration (Tax Administration)
2014-09-22Registered in Patent and Registration Office (Trade Register)
2022-05-10Registered in Tax Administration (Prepayment Register)
2023-09-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Kallio Esa AnteroToimitusjohtajaSources: 5 · Confidence: 78%
Kallio Anu Johanna HelleviProkuristiSources: 1 · Confidence: 78%
Kallio Esa AnteroVarsinainen jäsenSources: 2 · Confidence: 78%
Anu KallioHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodEsa Kallio Oy
Grade unchangedA2 · new analysis 2026-10-18
86/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving · 3 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
71 peersSolvency54%
Close to the peer-group midpoint
Profitability49%
Close to the peer-group midpoint
Revenue growth73%
Better than 73% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 3 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1886/100 · v0.15
A2 → A2 · -2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-1888/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Esa Kallio Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.