Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
Espinilla Oy
Espinilla Oy's registered office is Hyvinkää. It is a limited company. The company was established on 2019-12-09. It operates in the industry of site preparation. In its latest retained statement for 2025-04-30, revenue was €96,721 and operating profit was €3,237.
Business ID 3103599-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3103599-4
- Sector
- Site preparation
- Municipality
- Hyvinkää
- Company form
- Limited company
- Registration date
- 2019-12-09
- Business ID registration date
- 2019-12-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Valtakatu 33 as. 1, 05800, Hyvinkää
About Espinilla Oy
Financial position and key figures for the company.
Espinilla Oy's location municipality is Hyvinkää. It is a limited company. The company was established on 2019-12-09. It operates in the industry of site preparation. In its latest retained statement for 2025-04-30, revenue was €96,721 and operating profit was €3,237. The latest retained financial statement for 2025-04-30 shows revenue of €96,721 and profit for the financial year of €3,226. Based on the latest retained statement, revenue growth was +31.1%, operating margin was +3.3%, and equity ratio was +60.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth31.1%
Operating margin3.3%
Equity ratio60.1%
Balance-sheet contextLatest financial period
Cash and bank€17,796Previous: €14,346
Retained earnings€23,803Previous: €24,636
Equity€27,029Previous: €23,803
Liabilities€17,947Previous: €18,099
Current assets€20,374Previous: €22,597
Current liabilities€17,947Previous: €18,099
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
75/100 · Improving
Current ratioPassable
33/100 · Improving
Operating profit marginSatisfactory
58/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3103599-4
VAT IDFI31035994
EU IDFIFPRO.3103599-4
MunicipalityHyvinkää
Current registered entries
2019-12-05VAT-liable for business activity in Tax Administration (VAT Register)
2019-12-05Registered in Tax Administration (Prepayment Register)
2019-12-09Registered in Tax Administration (Tax Administration)
2019-12-09Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableEspinilla Oy
Grade upgradedB2 → B1 · new analysis 2026-09-16
69/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
109 peersSolvency56%
Better than 56% of peers
Profitability53%
Close to the peer-group midpoint
Liquidity85%
Better than 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings125 days after period end
125 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-16 18:4469/100 · v0.14
B2 → B1 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-04-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1456/100 · v0.14
B2 → B2B2
2026-09-1456/100 · v0.13
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1355/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-09-02
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Espinilla Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.