Business profile

Euro-Jorman Rahapuu Oy

Euro-Jorman Rahapuu Oy was declared bankrupt 2026-02-13. In its latest retained statement for 2024-12-31, revenue was €50,290 and operating profit was €7,221.

Claim profileContact details
Business ID 2934766-5BANKRUPTCYUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2934766-5
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Järvenpää
Company form
Limited company
Registration date
2018-09-25
Business ID registration date
2018-08-27
Business status
BANKRUPTCY
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vuohikatu 2 C, 04430, Järvenpää

About Euro-Jorman Rahapuu Oy

Financial position and key figures for the company.

Euro-Jorman Rahapuu Oy was declared bankrupt 2026-02-13. In its latest retained statement for 2024-12-31, revenue was €50,290 and operating profit was €7,221. The latest retained financial statement for 2024-12-31 shows revenue of €50,290 and profit for the financial year of €353. Based on the latest retained statement, revenue growth was +258.3%, operating margin was +14.4%, and equity ratio was +18.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth258.3%
Operating margin14.4%
Equity ratio18.7%
Revenue€50,290+€36,253 (+258.3%) vs previous periodPrevious: €14,037
Operating profit (loss)€7,221+€3,143 (+77.1%) vs previous periodPrevious: €4,078
Profit (loss) for the financial year€353+€743 (+190.4%) vs previous periodPrevious: -€390
Assets€328,718+€4,130 (+1.3%) vs previous periodPrevious: €324,587
Balance-sheet contextLatest financial period
Other operating income€1,390Previous: €38,993
Inventory€270,587Previous: €269,107
Cash and bank€7,884Previous: €2,712
Retained earnings€28,617Previous: €29,007
Equity€61,469Previous: €61,117
Liabilities€267,248Previous: €263,471
Current assets€328,718Previous: €324,587
Current liabilities€14,568Previous: €10,791
Revenue trend2 periods
€14,037
2023-12-31
€50,290
2024-12-31
Operating profit (loss) trend2 periods
€4,078
2023-12-31
€7,221
2024-12-31
Profit (loss) for the financial year trend2 periods
-€390
2023-12-31
€353
2024-12-31
Assets trend2 periods
€324,587
2023-12-31
€328,718
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
23/100 · Declining
18.7 %2023-12-31: 18.8 %
Current ratioGood
100/100 · Declining
19.12x2023-12-31: 25.19x
Operating profit marginGood
85/100 · Improving
14.0 %2023-12-31: 7.7 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio18.8 %18.7 %
Current ratio25.19x19.12x
Operating profit margin7.7 %14.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2934766-5
EU IDFIFPRO.2934766-5
MunicipalityJärvenpää
Current registered entries
2018-09-25Registered in Tax Administration (Tax Administration)
2018-09-25Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskEuro-Jorman Rahapuu Oy
Grade unchangedD · new analysis 2026-10-18
Model score29/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
61 peers
Solvency25%
Below 75% of peers
Profitability49%
Close to the peer-group midpoint
Liquidity90%
Better than 90% of peers
Revenue growth92%
Better than 92% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag179 days after period end
Typical registration lag350 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong operating profitability
  • Healthy short-term liquidity
  • A newer financial statement filing has been reported
Risk factors to note
  • High balance-sheet leverage
  • Severe registry event 6–12 months ago
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1829/100 · v0.15
D → D
D
2026-09-28 02:4329/100 · v0.14
D → D
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-1529/100 · v0.14
D → D
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1429/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade is reduced because of a critical legal status such as bankruptcy or liquidation.

A serious registry signal affects this grade. Review the profile registry and notification details as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsHälyttävä
0/100

Bankruptcy or liquidation status is treated as a critical legal distress signal.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-02-13

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-24.

This company profile has not been claimed yet

Euro-Jorman Rahapuu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.