Business profile

Excellende Oy

Excellende Oy's registered office is Helsingfors. It is a limited company. The company was established on 2014-12-04. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €189,788 and operating profit was €98,267.

Business ID 2656394-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2656394-4
Sector
Activities of insurance agents and brokers
Municipality
Helsingfors
Company form
Limited company
Registration date
2014-12-04
Business ID registration date
2014-11-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ida Aalbergin tie 6 F, 00400, Helsingfors

About Excellende Oy

Financial position and key figures for the company.

Excellende Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2014-12-04. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €189,788 and operating profit was €98,267. The latest retained financial statement for 2025-12-31 shows revenue of €189,788 and profit for the financial year of €95,256. Based on the latest retained statement, revenue growth was -2.3%, operating margin was +51.8%, and equity ratio was +99.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-2.3%
Operating margin51.8%
Equity ratio99.5%
Revenue€189,788-€4,510 (-2.3%) vs previous periodPrevious: €194,298
Operating profit (loss)€98,267-€26,238 (-21.1%) vs previous periodPrevious: €124,505
Profit (loss) for the financial year€95,256-€61,241 (-39.1%) vs previous periodPrevious: €156,497
Assets€934,974+€108,121 (+13.1%) vs previous periodPrevious: €826,853
Balance-sheet contextLatest financial period
Other operating income€7,090Previous: €6,773
Inventory€0Previous: €354,583
Cash and bank€333,144Previous: €312,465
Retained earnings€827,363Previous: €663,485
Equity€930,119Previous: €824,732
Liabilities€4,855Previous: €2,120
Current assets€798,174Previous: €690,053
Current liabilities€4,855Previous: €2,120
Revenue trend2 periods
€194,298
2024-12-31
€189,788
2025-12-31
Operating profit (loss) trend2 periods
€86,772
2024-12-31
€98,267
2025-12-31
Profit (loss) for the financial year trend2 periods
€118,764
2024-12-31
€95,256
2025-12-31
Assets trend2 periods
€789,120
2024-12-31
€934,974
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
99.5 %2024-12-31: 99.7 %
Current ratioGood
100/100 · Declining
68.62x2024-12-31: 314.59x
Operating profit marginGood
100/100 · Improving
49.9 %2024-12-31: 43.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio99.7 %99.5 %
Current ratio314.59x68.62x
Operating profit margin43.1 %49.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2656394-4
EU IDFIFPRO.2656394-4
MunicipalityHelsingfors
Current registered entries
2014-12-04Registered in Patent and Registration Office (Trade Register)
2014-12-17Registered in Tax Administration (Tax Administration)
2015-01-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodExcellende Oy
Grade upgradedA3 → A2 · new analysis 2026-09-19
Model score88/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
138 peers
Solvency96%
Better than 96% of peers
Profitability97%
Better than 97% of peers
Liquidity99%
Better than 99% of peers
Revenue growth24%
Below 76% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag106 days after period end
Typical registration lag111 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-09-19 05:5788/100 · v0.14
A3 → A2 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1478/100 · v0.14
A3 → A3
A3
2026-09-1478/100 · v0.13
B1 → A3 · +14 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1364/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-19
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 11 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2026-04-25

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Excellende Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.