Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Excelsia Oy
Excelsia Oy's registered office is Grankulla. It is a limited company. The company was established on 2003-10-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €20,784 and operating profit was -€7,147.
Business ID 1856721-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1856721-6
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Grankulla
- Company form
- Limited company
- Registration date
- 2003-10-09
- Business ID registration date
- 2003-10-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Asematie 48 A, 02700, Grankulla
About Excelsia Oy
Financial position and key figures for the company.
Excelsia Oy's location municipality is Grankulla. It is a limited company. The company was established on 2003-10-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €20,784 and operating profit was -€7,147. The latest retained financial statement for 2026-03-31 shows revenue of €20,784 and profit for the financial year of -€4,913. Based on the latest retained statement, revenue growth was +0.0%, operating margin was -34.4%, and equity ratio was +99.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth0.0%
Operating margin-34.4%
Equity ratio99.2%
Balance-sheet contextLatest financial period
Cash and bank€3,667Previous: €8,502
Retained earnings€365,638Previous: €375,269
Equity€418,726Previous: €423,638
Liabilities€3,280Previous: €3,280
Current assets€5,380Previous: €10,214
Revenue trend2 periods
€20,784
2025-03-31
€20,784
2026-03-31
Operating profit (loss) trend2 periods
-€11,665
2025-03-31
-€7,147
2026-03-31
Profit (loss) for the financial year trend2 periods
-€9,631
2025-03-31
-€4,913
2026-03-31
Assets trend2 periods
€426,918
2025-03-31
€422,006
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2025-03-31 | 2026-03-31 |
|---|---|---|
| Equity ratio | 99.2 % | 99.2 % |
| Current ratio | - | - |
| Operating profit margin | -56.1 % | -34.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1856721-6
EU IDFIFPRO.1856721-6
MunicipalityGrankulla
Current registered entries
2003-10-09Registered in Patent and Registration Office (Trade Register)
2003-10-15Registered in Tax Administration (Tax Administration)
2003-11-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodExcelsia Oy
Grade unchangedA3 · new analysis 2026-10-02
70/100
Medium
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
117 peersSolvency93%
Better than 93% of peers
Profitability22%
Below 78% of peers
Revenue growth56%
Better than 56% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings70 days after period end
93 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-02 08:0870/100 · v0.14
A3 → A3 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-06-09
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Excelsia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.