Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.Business profile
Expec Information Systems Oy
Expec Information Systems Oy's registered office is Helsingfors. It is a limited company. The company was established on 2008-08-27. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2021-06-30, revenue was €27,016 and operating profit was €4,738.
Business ID 2212777-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2212777-4
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2008-08-27
- Business ID registration date
- 2008-08-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haahkatie 14 B 24, 00200, Helsingfors
About Expec Information Systems Oy
Financial position and key figures for the company.
Expec Information Systems Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2008-08-27. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2021-06-30, revenue was €27,016 and operating profit was €4,738. The latest retained financial statement for 2021-06-30 shows revenue of €27,016 and profit for the financial year of €4,516. Based on the latest retained statement, revenue growth was +7.9%, operating margin was +17.5%, and equity ratio was +0.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-06-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth7.9%
Operating margin17.5%
Equity ratio0.0%
Balance-sheet contextLatest financial period
Other operating income€4,433Previous: €0
Cash and bank€21Previous: €83
Retained earnings-€7,005Previous: -€16,306
Equity€11Previous: -€4,505
Liabilities€31,067Previous: €5,561
Current assets€111Previous: €83
Current liabilities€31,067Previous: €5,561
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
0/100 · Declining
Operating profit marginGood
88/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2212777-4
EU IDFIFPRO.2212777-4
MunicipalityHelsingfors
Current registered entries
2008-08-20Registered in Tax Administration (Tax Administration)
2008-08-27Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryExpec Information Systems Oy
Grade downgradedA3 → B2 · new analysis 2026-09-19
58/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
218 peersSolvency21%
Below 79% of peers
Profitability78%
Better than 78% of peers
Liquidity18%
Below 82% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings190 days after period end
190 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-09-19 16:0958/100 · v0.14
A3 → B2 · -13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-06-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1471/100 · v0.14
A3 → A3A3
2026-09-1471/100 · v0.13
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2024-07-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2021-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Expec Information Systems Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.