Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Expertti palvelut Oy
Expertti palvelut Oy's registered office is Helsingfors. It is a limited company. The company was established on 2023-01-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €141,545 and operating profit was €9,283.
Business ID 3334289-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3334289-1
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2023-01-03
- Business ID registration date
- 2022-12-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tulvaniitynpolku 3 A 15, 00650, Helsingfors
About Expertti palvelut Oy
Financial position and key figures for the company.
Expertti palvelut Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2023-01-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €141,545 and operating profit was €9,283. The latest retained financial statement for 2025-12-31 shows revenue of €141,545 and profit for the financial year of €5,723. Based on the latest retained statement, revenue growth was -12.5%, operating margin was +6.6%, and equity ratio was +10.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-12.5%
Operating margin6.6%
Equity ratio10.7%
Balance-sheet contextLatest financial period
Cash and bank€9,413Previous: €12,009
Retained earnings-€1,622Previous: -€2,987
Equity€4,101Previous: €1,378
Liabilities€34,378Previous: €31,582
Current assets€24,882Previous: €16,071
Current liabilities€16,143Previous: €10,122
Revenue trend2 periods
€161,830
2024-12-31
€141,545
2025-12-31
Operating profit (loss) trend2 periods
€3,735
2024-12-31
€9,283
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,365
2024-12-31
€5,723
2025-12-31
Assets trend2 periods
€32,960
2024-12-31
€38,478
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
13/100 · Improving
Current ratioPassable
19/100 · Declining
Operating profit marginSatisfactory
66/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 4.2 % | 10.7 % |
| Current ratio | 1.19x | 0.58x |
| Operating profit margin | 2.3 % | 6.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3334289-1
VAT IDFI33342891
EU IDFIFPRO.3334289-1
MunicipalityHelsingfors
Current registered entries
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-01-01Registered in Tax Administration (Prepayment Register)
2023-01-03Registered in Tax Administration (Tax Administration)
2023-01-03Registered in Patent and Registration Office (Trade Register)
2023-03-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorExpertti palvelut Oy
Grade unchangedB3 · new analysis 2026-10-17
41/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityImproving
SolvencyImproving
Same industry and sizeDescriptive comparison – does not change the model score.
74 peersSolvency23%
Below 77% of peers
Profitability61%
Better than 61% of peers
Liquidity57%
Better than 57% of peers
Revenue growth22%
Below 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings92 days after period end
70 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1741/100 · v0.15
B3 → B3B3
2026-09-18 14:1641/100 · v0.14
B3 → B3 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1445/100 · v0.14
B3 → B3B3
2026-09-1445/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-18
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Expertti palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.