Business profile

Fair Vertaisturva Oy

Fair Vertaisturva Oy's registered office is Helsingfors. It is a limited company. The company was established on 2016-04-21. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €176,358 and operating profit was -€23,741.

Claim profileContact details
Business ID 2754341-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2754341-9
Sector
Other miscellaneous personal service activities n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2016-04-21
Business ID registration date
2016-03-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Työpajankatu 13, 00580, Helsingfors

About Fair Vertaisturva Oy

Financial position and key figures for the company.

Fair Vertaisturva Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2016-04-21. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €176,358 and operating profit was -€23,741. The latest retained financial statement for 2025-12-31 shows revenue of €176,358 and profit for the financial year of -€23,773. Based on the latest retained statement, revenue growth was +621.3%, operating margin was -13.5%, and equity ratio was +6.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth621.3%
Operating margin-13.5%
Equity ratio6.3%
Revenue€176,358+€151,909 (+621.3%) vs previous periodPrevious: €24,448
Operating profit (loss)-€23,741-€3,642 (-18.1%) vs previous periodPrevious: -€20,099
Profit (loss) for the financial year-€23,773-€3,497 (-17.2%) vs previous periodPrevious: -€20,277
Assets€33,851-€13,835 (-29.0%) vs previous periodPrevious: €47,686
Balance-sheet contextLatest financial period
Cash and bank€23,913Previous: €27,666
Retained earnings-€501,761Previous: -€481,485
Equity€2,134Previous: €25,908
Liabilities€31,717Previous: €21,779
Current assets€24,280Previous: €28,544
Current liabilities€31,717Previous: €21,779
Revenue trend2 periods
€24,448
2024-12-31
€176,358
2025-12-31
Operating profit (loss) trend2 periods
-€20,099
2024-12-31
-€23,741
2025-12-31
Profit (loss) for the financial year trend2 periods
-€20,277
2024-12-31
-€23,773
2025-12-31
Assets trend2 periods
€47,686
2024-12-31
€33,851
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
8/100 · Declining
6.3 %2024-12-31: 54.3 %
Current ratioPassable
25/100 · Declining
0.75x2024-12-31: 1.27x
Operating profit marginWeak
16/100 · Improving
-13.5 %2024-12-31: -82.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio54.3 %6.3 %
Current ratio1.27x0.75x
Operating profit margin-82.2 %-13.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2754341-9
VAT IDFI27543419
EU IDFIFPRO.2754341-9
MunicipalityHelsingfors
Current registered entries
2016-03-29VAT-liable for business activity in Tax Administration (VAT Register)
2016-03-29Registered in Tax Administration (Prepayment Register)
2016-04-21Registered in Patent and Registration Office (Trade Register)
2016-04-26Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorFair Vertaisturva Oy
Grade unchangedB3 · new analysis 2026-10-18
Model score49/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
33 peers
Solvency12%
Below 88% of peers
Profitability0%
Below 100% of peers
Liquidity45%
Below 55% of peers
Revenue growth100%
Better than 100% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag147 days after period end
Typical registration lag196 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
  • Long registry continuity
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1849/100 · v0.15
B3 → B3
B3
2026-09-26 06:3549/100 · v0.14
A3 → B3 · -25 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +11 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

28 register eventsLatest event: 2026-02-05

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-06.

This company profile has not been claimed yet

Fair Vertaisturva Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.