Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Family Invest Oy
Family Invest Oy's registered office is Oulu. It is a limited company. The company was established on 2013-04-04. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €128,999 and operating profit was €41,000.
Business ID 2535798-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2535798-9
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2013-04-04
- Business ID registration date
- 2013-02-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Seisojantie 10, 90540, Oulu
About Family Invest Oy
Financial position and key figures for the company.
Family Invest Oy's location municipality is Oulu. It is a limited company. The company was established on 2013-04-04. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €128,999 and operating profit was €41,000. The latest retained financial statement for 2025-12-31 shows revenue of €128,999 and profit for the financial year of €28,150. Based on the latest retained statement, revenue growth was +5.9%, operating margin was +31.8%, and equity ratio was +21.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth5.9%
Operating margin31.8%
Equity ratio21.3%
Balance-sheet contextLatest financial period
Other operating income€50,902Previous: €0
Inventory€154,516Previous: €166,516
Cash and bank€48,040Previous: €9,609
Advances received€1,785Previous: €880
Retained earnings€182,307Previous: €261,136
Equity€212,958Previous: €200,867
Liabilities€785,796Previous: €795,125
Current assets€385,878Previous: €331,020
Current liabilities€540,399Previous: €521,939
Revenue trend2 periods
€121,795
2024-12-31
€128,999
2025-12-31
Operating profit (loss) trend2 periods
-€45,065
2024-12-31
€41,000
2025-12-31
Profit (loss) for the financial year trend2 periods
-€62,768
2024-12-31
€28,150
2025-12-31
Assets trend2 periods
€995,992
2024-12-31
€998,754
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
27/100 · Improving
Current ratioWeak
12/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 20.2 % | 21.4 % |
| Current ratio | 0.34x | 0.37x |
| Operating profit margin | -37.0 % | 22.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2535798-9
VAT IDFI25357989
EU IDFIFPRO.2535798-9
MunicipalityOulu
Current registered entries
2013-03-01Registered in Tax Administration (Prepayment Register)
2013-04-04Registered in Tax Administration (Tax Administration)
2013-04-04Registered in Patent and Registration Office (Trade Register)
2013-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-05-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFamily Invest Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
62 peersSolvency32%
Below 68% of peers
Profitability89%
Better than 89% of peers
Liquidity56%
Better than 56% of peers
Revenue growth69%
Better than 69% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings181 days after period end
162 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-09-22 02:0068/100 · v0.14
B1 → B1 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2025-05-23
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-26.
This company profile has not been claimed yet
Family Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.