Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Fastighets-Ab Lovisa Sparåsen - Kiinteistö-Oy Loviisan Säästöharju
Fastighets-Ab Lovisa Sparåsen - Kiinteistö-Oy Loviisan Säästöharju's registered office is Loviisa. It is a limited company. The company was established on 1964-09-25. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €336,761 and operating profit was €120,764.
Business ID 0282318-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0282318-2
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Loviisa
- Company form
- Limited company
- Registration date
- 1964-09-25
- Business ID registration date
- 1979-02-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Itäinen Tullikatu 1, 07900, Loviisa
Postal address: Chiewitzinkatu 1-3 B 14, 07900, Loviisa
Phone: +358408439025Source observation
Email: [email protected]Source observation
People and decision-makers
Nilsson Kai AnteroToimitusjohtaja
About Fastighets-Ab Lovisa Sparåsen - Kiinteistö-Oy Loviisan Säästöharju
Financial position and key figures for the company.
Fastighets-Ab Lovisa Sparåsen - Kiinteistö-Oy Loviisan Säästöharju's location municipality is Loviisa. It is a limited company. The company was established on 1964-09-25. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €336,761 and operating profit was €120,764. Based on the latest retained statement, revenue growth was -10.6%, operating margin was +35.9%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-10.6%
Operating margin35.9%
Revenue€336,761-€40,085 (-10.6%) vs previous periodPrevious: €376,846
Operating profit (loss)€120,764-€33,783 (-21.9%) vs previous periodPrevious: €154,548
Balance-sheet contextLatest financial period
Employees0Previous: 0
Revenue trend4 periods
€334,979
2020-12-31
€391,512
2022-12-31
€376,846
2023-12-31
€336,761
2024-12-31
Operating profit (loss) trend5 periods
€20,440
2019-12-31
€45,746
2020-12-31
€176,968
2022-12-31
€154,548
2023-12-31
€120,764
2024-12-31
Profit (loss) for the financial year trend3 periods
€0
2019-12-31
€0
2020-12-31
€11,181
2022-12-31
Assets trend2 periods
€1,326,287
2019-12-31
€1,379,266
2020-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2019-12-31 | 2020-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 97.6 % | 13.7 % | - | - | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | - | 13.7 % | 45.2 % | 41.0 % | 35.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0282318-2
EU IDFIFPRO.0282318-2
MunicipalityLoviisa
Current registered entries
1979-02-28Registered in Tax Administration (Tax Administration)
2026-01-23Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Nilsson Kai AnteroToimitusjohtajaSources: 4 · Confidence: 78%
Nieminen Jorma JuhaniPuheenjohtajaSources: 4 · Confidence: 78%
Nieminen Riitta OrvokkiVarsinainen jäsenSources: 4 · Confidence: 78%
Nieminen Henri JuhaniVarsinainen jäsenSources: 4 · Confidence: 78%
Nieminen Teppo TapioVarsinainen jäsenSources: 3 · Confidence: 78%
Markku ValliPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodFastighets-Ab Lovisa Sparåsen - Kiinteistö-Oy Loviisan Säästöharju
Grade unchangedA3 · new analysis 2026-10-20
76/100
Medium
Limited financial evidenceRegistry and statistics based
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2076/100 · v0.15
A3 → A3A3
2026-10-0476/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 62 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-01-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-26.
This company profile has not been claimed yet
Fastighets-Ab Lovisa Sparåsen - Kiinteistö-Oy Loviisan Säästöharju shows public core facts. A company representative can claim the profile, update public information, and access owner tools.