Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Business profile
FeRva oy
FeRva oy's registered office is Loviisa. It is a limited company. The company was established on 2017-05-09. It operates in the industry of hotels and similar accommodation. In its latest retained statement for 2025-12-31, revenue was €386,704 and operating profit was -€3,699.
Business ID 2832144-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2832144-7
- Sector
- Hotels and similar accommodation
- Municipality
- Loviisa
- Company form
- Limited company
- Registration date
- 2017-05-09
- Business ID registration date
- 2017-05-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mariankatu 29, 07900, Loviisa
Website: https://www.hotellizilton.fiSource observation
About FeRva oy
Financial position and key figures for the company.
FeRva oy's location municipality is Loviisa. It is a limited company. The company was established on 2017-05-09. It operates in the industry of hotels and similar accommodation. In its latest retained statement for 2025-12-31, revenue was €386,704 and operating profit was -€3,699. The latest retained financial statement for 2025-12-31 shows revenue of €386,704 and profit for the financial year of -€3,872. Based on the latest retained statement, revenue growth was -7.1%, operating margin was -1.0%, and equity ratio was -5.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
7
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-7.1%
Operating margin-1.0%
Equity ratio-5.5%
Balance-sheet contextLatest financial period
Other operating income€3,588Previous: €5,416
Inventory€2,984Previous: €8,718
Cash and bank€46,270Previous: €56,372
Retained earnings-€2,545Previous: €36,316
Equity-€3,917Previous: -€45
Liabilities€74,870Previous: €93,075
Current assets€63,292Previous: €80,265
Current liabilities€62,370Previous: €80,575
Revenue trend2 periods
€416,215
2024-12-31
€386,704
2025-12-31
Operating profit (loss) trend2 periods
-€38,248
2024-12-31
-€3,699
2025-12-31
Profit (loss) for the financial year trend2 periods
-€38,861
2024-12-31
-€3,872
2025-12-31
Assets trend2 periods
€93,030
2024-12-31
€70,953
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
26/100 · Declining
Operating profit marginWeak
48/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -0.1 % | -5.5 % |
| Current ratio | 0.81x | 0.79x |
| Operating profit margin | -9.1 % | -0.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2832144-7
VAT IDFI28321447
EU IDFIFPRO.2832144-7
MunicipalityLoviisa
Current registered entries
2017-05-09Registered in Tax Administration (Tax Administration)
2017-05-09Registered in Patent and Registration Office (Trade Register)
2017-06-01Registered in Tax Administration (Employer Register)
2017-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2017-06-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskFeRva oy
Grade downgradedB2 → D · new analysis 2026-10-03
25/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityImproving
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
186 peersSolvency17%
Below 83% of peers
Profitability21%
Below 79% of peers
Liquidity62%
Better than 62% of peers
Revenue growth22%
Below 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings162 days after period end
125 days after period end
4 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-10-03 06:1025/100 · v0.14
B2 → D · -27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
29/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-05-06
Financial statements availability
Available financial statement periods and PRH source filings.
7 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
FeRva oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.