Business profile

FG-Insulation Oy

FG-Insulation Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-04-30. It operates in the industry of installation of insulation. In its latest retained statement for 2025-12-31, revenue was €325,283 and operating profit was €71,396.

Business ID 2994959-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2994959-4
Sector
Installation of insulation
Municipality
Helsingfors
Company form
Limited company
Registration date
2019-04-30
Business ID registration date
2019-04-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Annankatu 31-33 C 42, 00100, Helsingfors

About FG-Insulation Oy

Financial position and key figures for the company.

FG-Insulation Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-04-30. It operates in the industry of installation of insulation. In its latest retained statement for 2025-12-31, revenue was €325,283 and operating profit was €71,396. The latest retained financial statement for 2025-12-31 shows revenue of €325,283 and profit for the financial year of €329,020. Based on the latest retained statement, revenue growth was -22.2%, operating margin was +21.9%, and equity ratio was +78.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-22.2%
Operating margin21.9%
Equity ratio78.5%
Revenue€325,283-€92,592 (-22.2%) vs previous periodPrevious: €417,874
Operating profit (loss)€71,396-€125,309 (-63.7%) vs previous periodPrevious: €196,705
Profit (loss) for the financial year€329,020-€1,241,488 (-79.1%) vs previous periodPrevious: €1,570,508
Assets€428,604+€76,529 (+21.7%) vs previous periodPrevious: €352,076
Balance-sheet contextLatest financial period
Cash and bank€358,614Previous: €85,431
Retained earnings€4,966Previous: -€1,345,542
Equity€336,485Previous: €227,466
Liabilities€92,119Previous: €124,610
Current assets€424,444Previous: €351,976
Current liabilities€92,119Previous: €124,610
Revenue trend2 periods
€417,874
2024-12-31
€325,283
2025-12-31
Operating profit (loss) trend2 periods
€196,705
2024-12-31
€71,396
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,570,508
2024-12-31
€329,020
2025-12-31
Assets trend2 periods
€352,076
2024-12-31
€428,604
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
98/100 · Improving
78.5 %2024-12-31: 64.6 %
Current ratioGood
100/100 · Improving
3.89x2024-12-31: 0.69x
Operating profit marginGood
100/100 · Declining
21.9 %2024-12-31: 47.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio64.6 %78.5 %
Current ratio0.69x3.89x
Operating profit margin47.1 %21.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2994959-4
VAT IDFI29949594
EU IDFIFPRO.2994959-4
MunicipalityHelsingfors
Current registered entries
2019-04-11VAT-liable for business activity in Tax Administration (VAT Register)
2019-04-11Registered in Tax Administration (Prepayment Register)
2019-04-30Registered in Tax Administration (Tax Administration)
2019-04-30Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodFG-Insulation Oy
Grade upgradedB2 → A3 · new analysis 2026-10-04
Model score76/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
31 peers
Solvency81%
Better than 81% of peers
Profitability94%
Better than 94% of peers
Liquidity90%
Better than 90% of peers
Revenue growth23%
Below 77% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag213 days after period end
Typical registration lag229 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-10-04 22:5876/100 · v0.14
B2 → A3 · +20 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-04
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
38/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
62/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2025-09-02

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

FG-Insulation Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.